Cost of LivingUpdated 2026-11-11

San Antonio, Texas

Living in San Antonio, Texas is about 8% cheaper than the national average, with a cost of living index of 92 (US = 100). Typical rent is $1,415 a month, 27% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 41% of the area's $70,571 median household income.

Key Numbers

Gas (Regular)

$3.45

National: $3.98

โ†‘ 185.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,415

National: $1,932

โ†‘ 2.6%since 2021
โœ“ Zillow ZORI San Antonio, TX metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.50

Combo meal

โ†‘ 5.3%YoY

Electricity

15.91ยข

per kWh ยท ~$143/mo

โ†“ 13.7%vs US avg
โœ“ EIA Residential

Car Insurance

$240/mo

$2,880/yr

โ†‘ 34.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$70,571

41.3% goes to essentials

โ†“ 41.3%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,880 in San Antonio. Compare rates:

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Find Apartments

Avg rent $1,415/mo in San Antonio. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

USDA national avg

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

Whole milk

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Bread (loaf)

White sandwich bread

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Ground Beef (lb)

80/20 blend

$6.79 BLS avg

+354.4%

Chicken Breast (lb)

Boneless skinless

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Regular Gasoline

State average per gallon

$3.62 estimate

+12.0% since 2022

Dining & Restaurants

Fast Food Meal

$12.50

Casual Dining

$24.40

Monthly Spend

$367.32

+5.35% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's Big Mac

2022: $5.15

$7.17

+39.2%

Chipotle Burrito Bowl

2022: $9.25

$12.31

+33.1%

Starbucks Latte

2022: $5.45

$6.71

+23.1%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in San Antonio?

Average 1BR: $1,160/mo ยท 2BR: $1,670/mo

Browse San Antonio Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

932k

Median Weekly Pay

$1,267

$66k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$71k

household median

Employment by Sector โ€” San Antonio

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+10.7% 5yr$1,065/wk
16.9%

~$55k/yr

Education & Health Services
+6.2% 5yr$1,129/wk
16.5%

~$59k/yr

Professional & Business Services
+4.6% 5yr$1,542/wk
13.7%

~$80k/yr

Leisure & Hospitality
+3.2% 5yr$551/wk
13.0%

~$29k/yr

Financial Activities
+0.3% 5yr$1,967/wk
8.4%

~$102k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 48029

Highest Paying Sector

Financial Activities

$1,967/wk ยท $102k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$551/wk ยท $29k/yr

San Antonio Cost of Living FAQ

Is San Antonio, TX expensive to live in?

San Antonio has a cost of living index of 92, where 100 is the US average, so it is about 8% cheaper than average. It is the 4th most affordable of the 29 Texas cities we track.

What is the average rent in San Antonio, TX?

Typical rent in San Antonio is $1,415 a month for all home types as of September 2026, 27% below the national figure of $1,932. One bedroom units average about $1,160 and two bedrooms about $1,670. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in San Antonio?

Rent in San Antonio fell 0.8% over the past year, slower than the 2.7% change nationally.

How much is gas in San Antonio?

Regular unleaded costs about $3.45 a gallon in San Antonio as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.

How much is electricity in San Antonio?

Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in San Antonio is about $143.

How much is car insurance in San Antonio?

Full coverage car insurance averages $2,880 a year in Texas, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in San Antonio?

Median household income in the San Antonio area is $70,571 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $29,149 a year, or 41% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does San Antonio compare with the rest of Texas?

Rent in San Antonio is about the same as the $1,412 average across the 29 Texas cities we track, and its cost of living index of 92 compares with a state average of 97.

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