Cost of LivingUpdated 2026-04-01

Chicago, Illinois

In Chicago, Illinois, a gallon of regular gas costs $4.25 as of 2026-04-01 — $0.19 above the national average of $4.06. The average monthly rent for all unit types is $2,132, compared to the national average of $1,900. Grocery inflation is running at 5.27% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Chicago's cost-of-living index of 110 puts it above the national average of 100.

Key Numbers

Gas (Regular)

$4.25

National: $4.06

202.3%since 2000
AAA Gas Prices

Avg Rent (All)

$2,132

National: $1,900

38.1%since 2000
Zillow ZORI Metro (2026-02)

Grocery Inflation

5.27%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$13.50

Combo meal

4.6%YoY

Electricity

16.36¢

per kWh · ~$147/mo

5.9%vs US avg
EIA Residential

Car Insurance

$165/mo

$1,980/yr

7.9%vs national avg
Bankrate/NAIC

Median Household Income

$81,797

39.7% goes to essentials

39.7%cost burden
Census ACS 2023
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Car Insurance

Avg $1,980 in Chicago. Compare rates:

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Find Apartments

Avg rent $2,132/mo in Chicago. Browse listings:

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Grocery Prices

Grocery Prices — 2000 to Present

National BLS averages · submit local prices below ↓

Eggs (dozen)

Bird flu volatility

$2.58 BLS avg

$4.99 @ Marianos - Marianos Lakeshore East (MARIANOS)

+156.4%

Milk (gallon)

$4.10 BLS avg

$6.49 @ Marianos - Marianos Lakeshore East (MARIANOS)

+44.6%

Ground Beef (lb)

$6.75 BLS avg

+354.4%

Bread (loaf)

$1.84 BLS avg

+104.0%

Chicken Breast (lb)

$2.04 BLS avg

+93.5%

Butter (lb)

$6.06 BLS avg

+29.8%

Bacon (lb)

$8.94 BLS avg

+22.5%

Cheddar Cheese (lb)

$7.60 BLS avg

+17.8%

Pasta (lb)

$2.18 BLS avg

+37.1%

Rice (5 lb)

$5.82 BLS avg

+28.2%

Coffee (12 oz)

$12.98 BLS avg

+40.0%

Orange Juice (64 oz)

Citrus shortage

$6.11 BLS avg

+43.1%

Potatoes (5 lb)

$5.20 BLS avg

+16.9%

Apples (3 lb)

$5.86 BLS avg

+18.1%

Tomatoes (lb)

$3.17 BLS avg

+32.1%

Lettuce (head)

$2.40 BLS avg

+23.7%

Cooking Oil (48 oz)

$8.26 BLS avg

+41.9%

Yogurt (32 oz)

$5.45 BLS avg

+23.9%

Cereal (family size)

$6.77 BLS avg

+35.9%

Frozen Pizza

$10.05 BLS avg

+45.7%

Dining & Restaurants

Fast Food Meal

$13.50

Casual Dining

$26.50

Monthly Spend

$454.48

+4.58% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $9.86

$15.90

+61.3%

Wendy's

2022: $11.13

$17.17

+54.3%

Chipotle

2022: $11.93

$17.81

+49.3%

Starbucks

2022: $5.34

$7.42

+39.0%

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Looking for an Apartment in Chicago?

Average 1BR: $1,748/mo · 2BR: $2,516/mo

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Local Workforce

2024 · BLS QCEW

Total Jobs

2566k

Median Weekly Pay

$1,672

$87k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$82k

household median

Employment by Sector — Chicago

% of local workforce · avg weekly wage · 5-year growth trend

Education & Health Services
+4.0% 5yr$1,295/wk
18.4%

~$67k/yr

Trade, Transportation & Utilities
-2.1% 5yr$1,318/wk
18.1%

~$69k/yr

Professional & Business Services
-5.7% 5yr$2,166/wk
17.6%

~$113k/yr

Leisure & Hospitality
-5.1% 5yr$774/wk
10.8%

~$40k/yr

Financial Activities
-1.2% 5yr$3,361/wk
8.0%

~$175k/yr

Source: BLS QCEW 2024 Annual · County FIPS 17031

Highest Paying Sector

Financial Activities

$3,361/wk · $175k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$774/wk · $40k/yr

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