Cost of LivingUpdated 2026-11-11

Dallas, Texas

Living in Dallas, Texas is about 4% more expensive than the national average, with a cost of living index of 104 (US = 100). Typical rent is $1,659 a month, 14% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 43% of the area's $74,149 median household income.

Key Numbers

Gas (Regular)

$3.45

National: $3.98

โ†‘ 185.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,659

National: $1,932

โ†‘ 8.6%since 2021
โœ“ Zillow ZORI Dallas, TX metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.00

Combo meal

โ†‘ 6.2%YoY

Electricity

15.91ยข

per kWh ยท ~$143/mo

โ†“ 13.7%vs US avg
โœ“ EIA Residential

Car Insurance

$240/mo

$2,880/yr

โ†‘ 34.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$74,149

43.3% goes to essentials

โ†“ 43.3%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,880 in Dallas. Compare rates:

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Find Apartments

Avg rent $1,659/mo in Dallas. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

USDA national avg

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Kroger Fresh Fare - Capitol Ave (Nov 2026)

+137.9%

Milk (gallon)

Whole milk

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.59 @ Kroger Fresh Fare - Capitol Ave (Nov 2026)

+47.3%

Bread (loaf)

White sandwich bread

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Kroger Fresh Fare - Capitol Ave (Nov 2026)

+105.2%

Ground Beef (lb)

80/20 blend

$6.79 BLS avg

+354.4%

Chicken Breast (lb)

Boneless skinless

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.44 @ Kroger Fresh Fare - Capitol Ave (Nov 2026)

+91.3%

Regular Gasoline

State average per gallon

$3.62 estimate

+12.0% since 2022

Dining & Restaurants

Fast Food Meal

$13.00

Casual Dining

$18.92

Monthly Spend

$378.35

+6.21% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's Big Mac

2022: $5.15

$6.28

+21.9%

Chipotle Burrito Bowl

2022: $9.25

$12.31

+33.1%

Starbucks Latte

2022: $5.45

$7.05

+29.4%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Dallas?

Average 1BR: $1,360/mo ยท 2BR: $1,958/mo

Browse Dallas Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

1826k

Median Weekly Pay

$1,717

$89k/yr

Top Sector

Professional & Business Services

Household vs Worker Pay

$74k

household median

Employment by Sector โ€” Dallas

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Professional & Business Services
+8.9% 5yr$2,123/wk
21.7%

~$110k/yr

Trade, Transportation & Utilities
+5.5% 5yr$1,460/wk
20.6%

~$76k/yr

Education & Health Services
+4.8% 5yr$1,372/wk
11.7%

~$71k/yr

Leisure & Hospitality
+0.4% 5yr$702/wk
9.1%

~$37k/yr

Financial Activities
-1.7% 5yr$2,596/wk
9.0%

~$135k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 48113

Highest Paying Sector

Financial Activities

$2,596/wk ยท $135k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$702/wk ยท $37k/yr

Dallas Cost of Living FAQ

Is Dallas, TX expensive to live in?

Dallas has a cost of living index of 104, where 100 is the US average, so it is about 4% more expensive than average. It is the 2nd most expensive of the 29 Texas cities we track.

What is the average rent in Dallas, TX?

Typical rent in Dallas is $1,659 a month for all home types as of September 2026, 14% below the national figure of $1,932. One bedroom units average about $1,360 and two bedrooms about $1,958. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Dallas?

Rent in Dallas rose 0.7% over the past year, slower than the 2.7% change nationally.

How much is gas in Dallas?

Regular unleaded costs about $3.45 a gallon in Dallas as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.

How much is electricity in Dallas?

Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Dallas is about $143.

How much is car insurance in Dallas?

Full coverage car insurance averages $2,880 a year in Texas, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Dallas?

Median household income in the Dallas area is $74,149 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $32,077 a year, or 43% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Dallas compare with the rest of Texas?

Rent in Dallas is 18% above the $1,412 average across the 29 Texas cities we track, and its cost of living index of 104 compares with a state average of 97.

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