Cost of LivingUpdated 2026-11-11

Athens, Texas

Living in Athens, Texas is close to the national average, with a cost of living index of 98 (US = 100). Typical rent is $1,408 a month, 27% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 38% of the area's $74,486 median household income.

Key Numbers

Gas (Regular)

$3.45

National: $3.98

โ†‘ 185.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,408

National: $1,932

โ†‘ 12.5%since 2022
โœ“ Zillow ZORI Athens, TX metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.79

Combo meal

โ†‘ 5.4%YoY

Electricity

15.91ยข

per kWh ยท ~$143/mo

โ†“ 13.7%vs US avg
โœ“ EIA Residential

Car Insurance

$179/mo

$2,142/yr

โ†“ 0.4%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$74,486

38% goes to essentials

โ†“ 38.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,142 in Athens. Compare rates:

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Find Apartments

Avg rent $1,408/mo in Athens. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.79

Casual Dining

$25.38

Monthly Spend

$447.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Athens?

Average 1BR: $1,155/mo ยท 2BR: $1,661/mo

Browse Athens Apartments โ†’

Athens Cost of Living FAQ

Is Athens, TX expensive to live in?

Athens has a cost of living index of 98, where 100 is the US average, so it is close to average. It is the 3rd most expensive of the 29 Texas cities we track.

What is the average rent in Athens, TX?

Typical rent in Athens is $1,408 a month for all home types as of September 2026, 27% below the national figure of $1,932. One bedroom units average about $1,155 and two bedrooms about $1,661. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Athens?

Rent in Athens rose 6.6% over the past year, faster than the 2.7% change nationally.

How much is gas in Athens?

Regular unleaded costs about $3.45 a gallon in Athens as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.

How much is electricity in Athens?

Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Athens is about $143.

How much is car insurance in Athens?

Full coverage car insurance averages $2,142 a year in Texas, or about $179 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Athens?

Median household income in the Athens area is $74,486 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $28,327 a year, or 38% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Athens compare with the rest of Texas?

Rent in Athens is about the same as the $1,412 average across the 29 Texas cities we track, and its cost of living index of 98 compares with a state average of 97.

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