Cost of LivingUpdated 2026-11-11

El Paso, Texas

Living in El Paso, Texas is about 18% cheaper than the national average, with a cost of living index of 82 (US = 100). Typical rent is $1,521 a month, 21% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 52% of the area's $58,859 median household income.

Key Numbers

Gas (Regular)

$3.45

National: $3.98

โ†‘ 185.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,521

National: $1,932

โ†‘ 28.1%since 2021
โœ“ Zillow ZORI El Paso, TX metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$15.51

Combo meal

โ†‘ 3.5%YoY

Electricity

15.91ยข

per kWh ยท ~$143/mo

โ†“ 13.7%vs US avg
โœ“ EIA Residential

Car Insurance

$240/mo

$2,880/yr

โ†‘ 34.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$58,859

51.7% goes to essentials

โ†“ 51.7%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,880 in El Paso. Compare rates:

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Find Apartments

Avg rent $1,521/mo in El Paso. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

USDA national avg

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

Whole milk

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Bread (loaf)

White sandwich bread

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Ground Beef (lb)

80/20 blend

$6.79 BLS avg

+354.4%

Chicken Breast (lb)

Boneless skinless

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Regular Gasoline

State average per gallon

$3.62 estimate

+12.0% since 2022

Dining & Restaurants

Fast Food Meal

$15.51

Casual Dining

$27.06

Monthly Spend

$530.34

+3.53% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's Big Mac

2022: $5.15

$6.23

+21.0%

Chipotle Burrito Bowl

2022: $9.25

$12.51

+35.2%

Starbucks Latte

2022: $5.45

$6.60

+21.1%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in El Paso?

Average 1BR: $1,247/mo ยท 2BR: $1,795/mo

Browse El Paso Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

334k

Median Weekly Pay

$966

$50k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$59k

household median

Employment by Sector โ€” El Paso

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+8.8% 5yr$948/wk
21.4%

~$49k/yr

Education & Health Services
+12.4% 5yr$892/wk
15.7%

~$46k/yr

Leisure & Hospitality
+10.0% 5yr$424/wk
12.5%

~$22k/yr

Professional & Business Services
+13.7% 5yr$984/wk
11.8%

~$51k/yr

Construction
+1.9% 5yr$1,171/wk
5.1%

~$61k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 48141

Highest Paying Sector

Public Administration

$1,324/wk ยท $69k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$424/wk ยท $22k/yr

El Paso Cost of Living FAQ

Is El Paso, TX expensive to live in?

El Paso has a cost of living index of 82, where 100 is the US average, so it is about 18% cheaper than average. It is the most affordable of the 29 Texas cities we track.

What is the average rent in El Paso, TX?

Typical rent in El Paso is $1,521 a month for all home types as of September 2026, 21% below the national figure of $1,932. One bedroom units average about $1,247 and two bedrooms about $1,795. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in El Paso?

Rent in El Paso rose 3.5% over the past year, faster than the 2.7% change nationally.

How much is gas in El Paso?

Regular unleaded costs about $3.45 a gallon in El Paso as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.

How much is electricity in El Paso?

Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in El Paso is about $143.

How much is car insurance in El Paso?

Full coverage car insurance averages $2,880 a year in Texas, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in El Paso?

Median household income in the El Paso area is $58,859 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,421 a year, or 52% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does El Paso compare with the rest of Texas?

Rent in El Paso is 8% above the $1,412 average across the 29 Texas cities we track, and its cost of living index of 82 compares with a state average of 97.

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