Fort Worth, Texas
Living in Fort Worth, Texas is about 4% cheaper than the national average, with a cost of living index of 96 (US = 100). Typical rent is $1,659 a month, 14% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 39% of the area's $81,905 median household income.
Key Numbers
Gas (Regular)
$3.45
National: $3.98
Avg Rent (All)
$1,659
National: $1,932
Grocery Inflation
1.77%
Year-over-year
Fast Food Avg
$12.50
Combo meal
Electricity
15.91¢
per kWh · ~$143/mo
Car Insurance
$240/mo
$2,880/yr
Median Household Income
$81,905
39.2% goes to essentials
Car Insurance
Avg $2,880 in Fort Worth. Compare rates:
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Some prices above are regional estimates. Submit a receipt from a local store to help us show what Fort Worth residents actually pay.
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Find Apartments
Avg rent $1,659/mo in Fort Worth. Browse listings:
Grocery Prices
Grocery Prices — 2000 to Present
National BLS averages · submit local prices below ↓
Eggs (dozen)
USDA national avg
$0.97 in 2000 → $2.32 BLS avg
$1.99 @ Kroger Fresh Fare - TCU Store (Nov 2026)
Milk (gallon)
Whole milk
$2.79 in 2000 → $4.10 BLS avg
$2.79 @ Kroger Fresh Fare - TCU Store (Nov 2026)
Bread (loaf)
White sandwich bread
$0.91 in 2000 → $1.86 BLS avg
$4.79 @ Kroger Fresh Fare - TCU Store (Nov 2026)
Ground Beef (lb)
80/20 blend
$6.79 BLS avg
Chicken Breast (lb)
Boneless skinless
$1.06 in 2000 → $2.03 BLS avg
$4.44 @ Kroger Fresh Fare - TCU Store (Nov 2026)
Regular Gasoline
State average per gallon
$3.62 estimate
| Item | 2000 | 2005 | 2010 | 2015 | 2020 | 2022 | 2026 | Since 2000 |
|---|---|---|---|---|---|---|---|---|
| Regular GasolineState average per gallonLocal estimate | — | — | — | — | — | — | — | +12.0% since 2022 |
| Eggs (dozen)USDA national avg$1.99 @ Kroger Fresh Fare - TCU Store (Nov 2026) | $0.97 | $1.21 | $1.79 | $2.11 | $1.46 | $1.93 | $2.32 | +137.9% |
| Milk (gallon)Whole milk$2.79 @ Kroger Fresh Fare - TCU Store (Nov 2026) | $2.79 | $3.30 | $3.24 | $3.76 | $3.25 | $3.79 | $4.10 | +47.3% |
| Bread (loaf)White sandwich bread$4.79 @ Kroger Fresh Fare - TCU Store (Nov 2026) | $0.91 | $1.00 | $1.36 | $1.48 | $1.35 | $1.55 | $1.86 | +105.2% |
| Ground Beef (lb)80/20 blend | — | — | — | — | — | $4.55 | $6.79 | +354.4% |
| Chicken Breast (lb)Boneless skinless$4.44 @ Kroger Fresh Fare - TCU Store (Nov 2026) | $1.06 | $1.03 | $1.26 | $1.55 | $1.41 | $1.62 | $2.03 | +91.3% |
Dining & Restaurants
Fast Food Meal
$12.50
Casual Dining
$21.17
Monthly Spend
$553.99
+3.54% YoYChain Restaurant Meal Prices — 2022 vs. Today
Combo meal / typical order for one
McDonald's Big Mac
2022: $5.15
$6.98
+35.5%Chipotle Burrito Bowl
2022: $9.25
$12.54
+35.6%Starbucks Latte
2022: $5.45
$7.48
+37.2%Eating out more? Save on groceries with Ibotta and cook at home more often.
Looking for an Apartment in Fort Worth?
Average 1BR: $1,360/mo · 2BR: $1,958/mo
Local Workforce
2024 · BLS QCEWTotal Jobs
1010k
Median Weekly Pay
$1,398
$73k/yr
Top Sector
Trade, Transportation & Utilities
Household vs Worker Pay
$82k
household median
Employment by Sector — Fort Worth
% of local workforce · avg weekly wage · 5-year growth trend
~$69k/yr
~$70k/yr
~$80k/yr
~$31k/yr
~$97k/yr
Source: BLS QCEW 2024 Annual · County FIPS 48439
Highest Paying Sector
Financial Activities
$2,007/wk · $104k/yr
Most Workers (lowest wage)
Leisure & Hospitality
$592/wk · $31k/yr
Fort Worth Cost of Living FAQ
Is Fort Worth, TX expensive to live in?
Fort Worth has a cost of living index of 96, where 100 is the US average, so it is about 4% cheaper than average. It is the 5th most affordable of the 29 Texas cities we track.
What is the average rent in Fort Worth, TX?
Typical rent in Fort Worth is $1,659 a month for all home types as of September 2026, 14% below the national figure of $1,932. One bedroom units average about $1,360 and two bedrooms about $1,958. Source: Zillow Observed Rent Index for the metro area.
Is rent going up in Fort Worth?
Rent in Fort Worth rose 0.7% over the past year, slower than the 2.7% change nationally.
How much is gas in Fort Worth?
Regular unleaded costs about $3.45 a gallon in Fort Worth as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.
How much is electricity in Fort Worth?
Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Fort Worth is about $143.
How much is car insurance in Fort Worth?
Full coverage car insurance averages $2,880 a year in Texas, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.
How much do you need to live in Fort Worth?
Median household income in the Fort Worth area is $81,905 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $32,077 a year, or 39% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).
How does Fort Worth compare with the rest of Texas?
Rent in Fort Worth is 18% above the $1,412 average across the 29 Texas cities we track, and its cost of living index of 96 compares with a state average of 97.
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