Cost of LivingUpdated 2026-11-11

Killeen, Texas

Living in Killeen, Texas is about 12% cheaper than the national average, with a cost of living index of 88 (US = 100). Typical rent is $1,308 a month, 32% below the national figure of $1,932, and regular gas costs $3.45 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 41% of the area's $66,051 median household income.

Key Numbers

Gas (Regular)

$3.45

National: $3.98

โ†‘ 185.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,308

National: $1,932

โ†‘ 9.6%since 2021
โœ“ Zillow ZORI Killeen, TX metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.50

Combo meal

โ†‘ 5.3%YoY

Electricity

15.91ยข

per kWh ยท ~$143/mo

โ†“ 13.7%vs US avg
โœ“ EIA Residential

Car Insurance

$179/mo

$2,142/yr

โ†“ 0.4%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$66,051

41.1% goes to essentials

โ†“ 41.1%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,142 in Killeen. Compare rates:

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Find Apartments

Avg rent $1,308/mo in Killeen. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.50

Casual Dining

$25.00

Monthly Spend

$330

+5.3% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $7.50

$12.50

+66.7%

Wendy's

2022: $8.40

$13.40

+59.5%

Chipotle

2022: $8.90

$13.50

+51.7%

Starbucks

2022: $4.20

$6.20

+47.6%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Killeen?

Average 1BR: $1,073/mo ยท 2BR: $1,543/mo

Browse Killeen Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

130k

Median Weekly Pay

$1,194

$62k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$66k

household median

Employment by Sector โ€” Killeen

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+8.8% 5yr$1,004/wk
19.5%

~$52k/yr

Education & Health Services
+5.4% 5yr$1,761/wk
17.8%

~$92k/yr

Leisure & Hospitality
+10.5% 5yr$422/wk
11.7%

~$22k/yr

Professional & Business Services
+21.0% 5yr$1,288/wk
8.7%

~$67k/yr

Construction
+6.9% 5yr$1,281/wk
5.5%

~$67k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 48027

Highest Paying Sector

Education & Health Services

$1,761/wk ยท $92k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$422/wk ยท $22k/yr

Killeen Cost of Living FAQ

Is Killeen, TX expensive to live in?

Killeen has a cost of living index of 88, where 100 is the US average, so it is about 12% cheaper than average. It is the 3rd most affordable of the 29 Texas cities we track.

What is the average rent in Killeen, TX?

Typical rent in Killeen is $1,308 a month for all home types as of September 2026, 32% below the national figure of $1,932. One bedroom units average about $1,073 and two bedrooms about $1,543. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Killeen?

Rent in Killeen fell 0.2% over the past year, slower than the 2.7% change nationally.

How much is gas in Killeen?

Regular unleaded costs about $3.45 a gallon in Killeen as of November 11, 2026, based on the AAA average for Texas. That is 13% below the national average of $3.98.

How much is electricity in Killeen?

Homes in Texas pay an average of 15.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Killeen is about $143.

How much is car insurance in Killeen?

Full coverage car insurance averages $2,142 a year in Texas, or about $179 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Killeen?

Median household income in the Killeen area is $66,051 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $27,127 a year, or 41% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Killeen compare with the rest of Texas?

Rent in Killeen is 7% below the $1,412 average across the 29 Texas cities we track, and its cost of living index of 88 compares with a state average of 97.

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