Idaho

ID

West ยท 8 cities tracked ยท Updated 2026

Idaho is cheaper than the national average. Across the 8 cities we track, the cost of living index averages 94 (US = 100) and typical rent averages $1,604 a month, 17% below the national figure of $1,932.

State Averages

Avg Gas Price

$4.29

Regular unleaded

Avg Rent

$1,604

All units/mo

Avg COL Index

94

vs. 100 national avg

Idaho Cost of Living Analysis

Where the money goes

The biggest cost pressure in Idaho is gas, at 8% above the national average. The biggest break is car insurance, at 33% below it.

Rent trend

Rent rose an average of 4.1% over the past year across the 8 cities we track, faster than the 2.7% national change. Boise saw the biggest move (up 7.6%), while Pocatello was down 0.5%.

City to city

Where you live inside Idaho matters. Typical rent runs from $1,081 in Pocatello to $1,924 in Boise, a gap of $843 a month or about $10,116 a year.

Affordability

Rent, gas, groceries, electricity and car insurance take about 43% of median household income in the counties we track, which ranks near the middle of 51 states. Median household income there averages $73,941 (Census ACS 2023). Groceries are counted at what the average household in the region spends on food at home (BLS Consumer Expenditure Survey).

Energy and driving

Regular gas costs $4.29 a gallon, 8% above the $3.98 national average. A typical electric bill runs about $120 a month versus $166 nationally, and full coverage car insurance averages $1,450 a year versus $2,150.

Groceries

Grocery prices in the West rose 2.4% over the past year (BLS food at home), compared with 1.8% nationally. Item prices on our city pages are national BLS averages, so local stores may be higher or lower.

Built from the AAA, Zillow, EIA, Bankrate, BLS and Census data on this site. National comparisons use typical rent of $1,932 a month and gas of $3.98 a gallon. See the methodology.

Cities in Idaho

Median Household Income by County

Source: Census ACS 5-Year 2023 ยท 44 counties

CountyMedian Income
1Teton County$90,740
2Ada County$88,907
3Blaine County$84,470
4Jefferson County$82,952
5Boise County$77,349
6Kootenai County$77,034
7Bingham County$76,842
8Bonneville County$76,646
9Valley County$76,125
10Fremont County$72,767
11Oneida County$72,563
12Canyon County$72,355
13Nez Perce County$71,466
14Minidoka County$70,060
15Jerome County$69,338
16Bear Lake County$67,304
17Cassia County$67,042
18Caribou County$66,653
19Gem County$66,245
20Lincoln County$66,038
21Franklin County$65,991
22Payette County$65,723
23Twin Falls County$65,338
24Latah County$65,179
25Bonner County$65,168
26Bannock County$64,080
27Boundary County$62,438
28Gooding County$62,395
29Idaho County$60,975
30Owyhee County$59,773
31Power County$59,760
32Adams County$59,286
33Elmore County$58,976
34Madison County$58,259
35Clearwater County$57,961
36Custer County$56,957
37Benewah County$56,553
38Camas County$55,536
39Washington County$53,608
40Clark County$52,083
41Lemhi County$52,057
42Shoshone County$49,975
43Lewis County$49,643
44Butte County$43,281

Idaho Cost of Living FAQ

Is Idaho expensive to live in?

Idaho is about 6% cheaper than the national average. Across the 8 cities we track, the cost of living index averages 94, where 100 is the US average.

What is the average rent in Idaho?

Typical rent in Idaho averages $1,604 a month across the 8 cities we track as of September 2026, 17% below the national typical rent of $1,932. That ranks near the middle of 51 states. The figure is the Zillow Observed Rent Index for all home types.

What is the cheapest city to live in Idaho?

Of the 8 cities we track in Idaho, Rexburg has the lowest cost of living index at 82. The lowest typical rent is in Pocatello, at $1,081 a month.

What is the most expensive city in Idaho?

Meridian has the highest cost of living index of the cities we track in Idaho, at 108. The highest typical rent is in Boise, at $1,924 a month.

How much is gas in Idaho?

Regular unleaded averages $4.29 a gallon in Idaho as of November 11, 2026 (AAA state average), 8% above the national average of $3.98. That is the 10th most expensive of 51 states.

Is rent going up in Idaho?

Rent in Idaho rose an average of 4.1% over the past year across the 8 cities we track, compared with a 2.7% change nationally.

How much is electricity in Idaho?

Residential electricity in Idaho averages 13.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill is about $120.

How much is car insurance in Idaho?

Full coverage car insurance in Idaho averages $1,450 a year, or about $121 a month (Bankrate and NAIC), compared with $2,150 a year nationally. That is the 6th lowest of 51 states.