Cost of LivingUpdated 2026-11-11

Nampa, Idaho

Living in Nampa, Idaho is about 6% cheaper than the national average, with a cost of living index of 94 (US = 100). Typical rent is $1,924 a month, about the same as the national figure of $1,932, and regular gas costs $4.29 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 49% of the area's $72,355 median household income.

Key Numbers

Gas (Regular)

$4.29

National: $3.98

โ†‘ 208.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,924

National: $1,932

โ†‘ 18.2%since 2021
โœ“ Zillow ZORI Boise City, ID metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.75

Combo meal

โ†‘ 3.5%YoY

Electricity

13.37ยข

per kWh ยท ~$120/mo

โ†“ 27.5%vs US avg
โœ“ EIA Residential

Car Insurance

$121/mo

$1,450/yr

โ†“ 32.6%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$72,355

49.3% goes to essentials

โ†“ 49.3%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,450 in Nampa. Compare rates:

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Find Apartments

Avg rent $1,924/mo in Nampa. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.79 @ Fred Meyer - Nampa (Nov 2026)

+137.9%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.49 @ Fred Meyer - Nampa (Nov 2026)

+355.5%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.09 @ Fred Meyer - Nampa (Nov 2026)

+47.3%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.89 @ Fred Meyer - Nampa (Nov 2026)

+91.3%

Bread (lb)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Fred Meyer - Nampa (Nov 2026)

+105.2%

Dining & Restaurants

Fast Food Meal

$12.75

Casual Dining

$19.50

Monthly Spend

$490

+3.5% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonalds

2022: $5.95

$7.99

+34.3%

Wendys

2022: $9.10

$12.89

+41.6%

Five Guys

2022: $17.50

$21.25

+21.4%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Nampa?

Average 1BR: $1,578/mo ยท 2BR: $2,270/mo

Browse Nampa Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

89k

Median Weekly Pay

$998

$52k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$72k

household median

Employment by Sector โ€” Nampa

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+43.3% 5yr$933/wk
23.0%

~$49k/yr

Education & Health Services
+20.6% 5yr$985/wk
13.9%

~$51k/yr

Manufacturing
+51.8% 5yr$1,149/wk
12.8%

~$60k/yr

Construction
+5.0% 5yr$1,253/wk
12.7%

~$65k/yr

Leisure & Hospitality
+19.9% 5yr$435/wk
8.5%

~$23k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 16027

Highest Paying Sector

Construction

$1,253/wk ยท $65k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$435/wk ยท $23k/yr

Nampa Cost of Living FAQ

Is Nampa, ID expensive to live in?

Nampa has a cost of living index of 94, where 100 is the US average, so it is about 6% cheaper than average. It is the 4th most expensive of the 8 Idaho cities we track.

What is the average rent in Nampa, ID?

Typical rent in Nampa is $1,924 a month for all home types as of September 2026, about the same as the national figure of $1,932. One bedroom units average about $1,578 and two bedrooms about $2,270. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Nampa?

Rent in Nampa rose 7.6% over the past year, faster than the 2.7% change nationally.

How much is gas in Nampa?

Regular unleaded costs about $4.29 a gallon in Nampa as of November 11, 2026, based on the AAA average for Idaho. That is 8% above the national average of $3.98.

How much is electricity in Nampa?

Homes in Idaho pay an average of 13.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Nampa is about $120.

How much is car insurance in Nampa?

Full coverage car insurance averages $1,450 a year in Idaho, or about $121 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Nampa?

Median household income in the Nampa area is $72,355 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $35,670 a year, or 49% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Nampa compare with the rest of Idaho?

Rent in Nampa is 20% above the $1,604 average across the 8 Idaho cities we track, and its cost of living index of 94 compares with a state average of 94.

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