Cost of LivingUpdated 2026-11-11

Coeur d'Alene, Idaho

Living in Coeur d'Alene, Idaho is about 4% more expensive than the national average, with a cost of living index of 104 (US = 100). Typical rent is $1,825 a month, 6% below the national figure of $1,932, and regular gas costs $4.29 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 45% of the area's $77,034 median household income.

Key Numbers

Gas (Regular)

$4.29

National: $3.98

โ†‘ 208.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,825

National: $1,932

โ†‘ 11.2%since 2021
โœ“ Zillow ZORI Coeur d'Alene, ID metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.00

Combo meal

โ†‘ 4.6%YoY

Electricity

13.37ยข

per kWh ยท ~$120/mo

โ†“ 27.5%vs US avg
โœ“ EIA Residential

Car Insurance

$121/mo

$1,450/yr

โ†“ 32.6%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$77,034

44.8% goes to essentials

โ†“ 44.8%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,450 in Coeur d'Alene. Compare rates:

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Find the cheapest gas near Coeur d'Alene:

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Find Apartments

Avg rent $1,825/mo in Coeur d'Alene. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

USDA national avg

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.79 @ Fred Meyer - Coeur D Alene (Nov 2026)

+137.9%

Milk (gallon)

Whole milk

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.39 @ Fred Meyer - Coeur D Alene (Nov 2026)

+47.3%

Bread (loaf)

White sandwich bread

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Fred Meyer - Coeur D Alene (Nov 2026)

+105.2%

Ground Beef (lb)

80/20 blend

$6.79 BLS avg

+354.4%

Chicken Breast (lb)

Boneless skinless

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.89 @ Fred Meyer - Coeur D Alene (Nov 2026)

+91.3%

Regular Gasoline

State average per gallon

$4.11 estimate

+12.0% since 2022

Dining & Restaurants

Fast Food Meal

$13.00

Casual Dining

$18.20

Monthly Spend

$510.24

+4.6% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's Big Mac

2022: $5.15

$7.46

+44.9%

Chipotle Burrito Bowl

2022: $9.25

$11.88

+28.4%

Starbucks Latte

2022: $5.45

$7.11

+30.5%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Coeur d'Alene?

Average 1BR: $1,496/mo ยท 2BR: $2,154/mo

Browse Coeur d'Alene Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

71k

Median Weekly Pay

$1,075

$56k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$77k

household median

Employment by Sector โ€” Coeur d'Alene

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+63.4% 5yr$1,250/wk
19.2%

~$65k/yr

Trade, Transportation & Utilities
+10.8% 5yr$998/wk
18.5%

~$52k/yr

Leisure & Hospitality
+14.4% 5yr$512/wk
15.6%

~$27k/yr

Manufacturing
+25.2% 5yr$1,198/wk
9.7%

~$62k/yr

Professional & Business Services
+5.6% 5yr$1,311/wk
9.4%

~$68k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 16055

Highest Paying Sector

Financial Activities

$1,518/wk ยท $79k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$512/wk ยท $27k/yr

Coeur d'Alene Cost of Living FAQ

Is Coeur d'Alene, ID expensive to live in?

Coeur d'Alene has a cost of living index of 104, where 100 is the US average, so it is about 4% more expensive than average. It is the 2nd most expensive of the 8 Idaho cities we track.

What is the average rent in Coeur d'Alene, ID?

Typical rent in Coeur d'Alene is $1,825 a month for all home types as of September 2026, 6% below the national figure of $1,932. One bedroom units average about $1,496 and two bedrooms about $2,154. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Coeur d'Alene?

Rent in Coeur d'Alene rose 4.0% over the past year, faster than the 2.7% change nationally.

How much is gas in Coeur d'Alene?

Regular unleaded costs about $4.29 a gallon in Coeur d'Alene as of November 11, 2026, based on the AAA average for Idaho. That is 8% above the national average of $3.98.

How much is electricity in Coeur d'Alene?

Homes in Idaho pay an average of 13.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Coeur d'Alene is about $120.

How much is car insurance in Coeur d'Alene?

Full coverage car insurance averages $1,450 a year in Idaho, or about $121 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Coeur d'Alene?

Median household income in the Coeur d'Alene area is $77,034 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $34,482 a year, or 45% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Coeur d'Alene compare with the rest of Idaho?

Rent in Coeur d'Alene is 14% above the $1,604 average across the 8 Idaho cities we track, and its cost of living index of 104 compares with a state average of 94.

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