Toledo, Ohio
Living in Toledo, Ohio is about 10% cheaper than the national average, with a cost of living index of 90 (US = 100). Typical rent is $1,264 a month, 35% below the national figure of $1,932, and regular gas costs $3.75 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 41% of the area's $65,649 median household income.
Key Numbers
Gas (Regular)
$3.75
National: $3.98
Avg Rent (All)
$1,264
National: $1,932
Grocery Inflation
1.77%
Year-over-year
Fast Food Avg
$12.99
Combo meal
Electricity
19.38¢
per kWh · ~$174/mo
Car Insurance
$104/mo
$1,243/yr
Median Household Income
$65,649
40.5% goes to essentials
Car Insurance
Avg $1,243 in Toledo. Compare rates:
📸 Help make this data more accurate
Some prices above are regional estimates. Submit a receipt from a local store to help us show what Toledo residents actually pay.
Save on Gas
Find the cheapest gas near Toledo:
Find Apartments
Avg rent $1,264/mo in Toledo. Browse listings:
Grocery Prices
Grocery Prices — 2000 to Present
National BLS averages · submit local prices below ↓
Eggs (dozen)
Bird flu volatility
$0.97 in 2000 → $2.32 BLS avg
$1.29 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)
Milk (gallon)
$2.79 in 2000 → $4.10 BLS avg
$2.69 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)
Ground Beef (lb)
$1.48 in 2000 → $6.75 BLS avg
Bread (loaf)
$0.91 in 2000 → $1.86 BLS avg
$2.49 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)
Chicken Breast (lb)
$1.06 in 2000 → $2.03 BLS avg
$4.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)
Butter (lb)
$3.98 BLS avg
$6.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)
Bacon (lb)
$2.75 in 2000 → $6.69 BLS avg
Cheddar Cheese (lb)
$3.84 in 2000 → $6.13 BLS avg
Pasta (lb)
$0.88 in 2000 → $1.38 BLS avg
Rice (5 lb)
$2.50 in 2000 → $5.50 BLS avg
Coffee (12 oz)
$2.65 in 2000 → $6.94 BLS avg
Orange Juice (64 oz)
Citrus shortage
$5.42 estimate
Potatoes (5 lb)
$1.96 in 2000 → $4.95 BLS avg
Apples (3 lb)
$5.20 estimate
Tomatoes (lb)
$1.44 in 2000 → $2.08 BLS avg
Lettuce (head)
$0.75 in 2000 → $1.96 BLS avg
Cooking Oil (48 oz)
$7.76 estimate
Yogurt (32 oz)
$4.94 estimate
Cereal (family size)
$6.20 estimate
Frozen Pizza
$8.65 estimate
| Item | 2000 | 2005 | 2010 | 2015 | 2020 | 2022 | 2026 | Since 2000 |
|---|---|---|---|---|---|---|---|---|
| Eggs (dozen)Bird flu volatility$1.29 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026) | $0.97 | $1.21 | $1.79 | $2.11 | $1.46 | $1.93 | $2.32 | +137.9% |
| Milk (gallon)$2.69 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026) | $2.79 | $3.30 | $3.24 | $3.76 | $3.25 | $3.79 | $4.10 | +47.3% |
| Ground Beef (lb) | $1.48 | $2.19 | $2.28 | $4.24 | $3.89 | $4.55 | $6.75 | +355.5% |
| Bread (loaf)$2.49 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026) | $0.91 | $1.00 | $1.36 | $1.48 | $1.35 | $1.55 | $1.86 | +105.2% |
| Chicken Breast (lb)$4.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026) | $1.06 | $1.03 | $1.26 | $1.55 | $1.41 | $1.62 | $2.03 | +91.3% |
| Butter (lb)$6.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026) | — | — | — | — | $3.86 | $3.67 | $3.98 | -4.2% since 2018 |
| Bacon (lb) | $2.75 | $3.37 | $3.63 | $5.59 | $5.50 | $7.22 | $6.69 | +143.1% |
| Cheddar Cheese (lb) | $3.84 | $4.21 | $4.72 | $5.40 | $5.20 | $5.32 | $6.13 | +59.6% |
| Pasta (lb) | $0.88 | $0.94 | $1.15 | $1.26 | $1.23 | $1.12 | $1.38 | +57.1% |
| Rice (5 lb) | $2.50 | $2.98 | $3.77 | $3.46 | $3.58 | $4.16 | $5.50 | +120.6% |
| Coffee (12 oz) | $2.65 | $2.29 | $2.86 | $3.55 | $3.13 | $3.85 | $6.94 | +161.3% |
| Orange Juice (64 oz)Citrus shortageLocal estimate | — | — | — | — | — | $3.72 | $5.42 | +45.7% since 2022 |
| Potatoes (5 lb) | $1.96 | $2.29 | $2.81 | $3.34 | $4.01 | $3.96 | $4.95 | +152.6% |
| Apples (3 lb)Local estimate | — | — | — | — | — | $4.49 | $5.20 | +15.8% since 2022 |
| Tomatoes (lb) | $1.44 | $1.66 | $1.84 | $2.09 | $2.22 | $1.89 | $2.08 | +44.4% |
| Lettuce (head) | $0.75 | $0.82 | $0.90 | $1.17 | $1.34 | — | $1.96 | +162.3% |
| Cooking Oil (48 oz)Local estimate | — | — | — | — | — | $5.54 | $7.76 | +40.1% since 2022 |
| Yogurt (32 oz)Local estimate | — | — | — | — | — | $4.15 | $4.94 | +19.0% since 2022 |
| Cereal (family size)Local estimate | — | — | — | — | — | $4.79 | $6.20 | +29.4% since 2022 |
| Frozen PizzaLocal estimate | — | — | — | — | — | $6.31 | $8.65 | +37.1% since 2022 |
Dining & Restaurants
Fast Food Meal
$12.99
Casual Dining
$24.18
Monthly Spend
$431.46
+5.41% YoYChain Restaurant Meal Prices — 2022 vs. Today
Combo meal / typical order for one
McDonald's
2022: $8.36
$13.49
+61.4%Wendy's
2022: $9.44
$14.57
+54.3%Chipotle
2022: $10.12
$15.11
+49.3%Starbucks
2022: $4.58
$6.36
+38.9%Eating out more? Save on groceries with Ibotta and cook at home more often.
Looking for an Apartment in Toledo?
Average 1BR: $1,036/mo · 2BR: $1,492/mo
Toledo Cost of Living FAQ
Is Toledo, OH expensive to live in?
Toledo has a cost of living index of 90, where 100 is the US average, so it is about 10% cheaper than average. It is the 8th most affordable of the 17 Ohio cities we track.
What is the average rent in Toledo, OH?
Typical rent in Toledo is $1,264 a month for all home types as of September 2026, 35% below the national figure of $1,932. One bedroom units average about $1,036 and two bedrooms about $1,492. Source: Zillow Observed Rent Index for the metro area.
Is rent going up in Toledo?
Rent in Toledo rose 5.8% over the past year, faster than the 2.7% change nationally.
How much is gas in Toledo?
Regular unleaded costs about $3.75 a gallon in Toledo as of November 11, 2026, based on the AAA average for Ohio. That is 6% below the national average of $3.98.
How much is electricity in Toledo?
Homes in Ohio pay an average of 19.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Toledo is about $174.
How much is car insurance in Toledo?
Full coverage car insurance averages $1,243 a year in Ohio, or about $104 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.
How much do you need to live in Toledo?
Median household income in the Toledo area is $65,649 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $26,602 a year, or 41% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).
How does Toledo compare with the rest of Ohio?
Rent in Toledo is about the same as the $1,276 average across the 17 Ohio cities we track, and its cost of living index of 90 compares with a state average of 88.
Newsletter
Get the Monthly Price Report
We track gas, groceries, and rent so you know what's coming before it hits your wallet. One email, once a month, no spam.
No spam. Unsubscribe anytime. Data updated monthly from FRED, Zillow, AAA.
How does Toledo compare to other Ohio cities?
Compare Cities Side by Side →