Cost of LivingUpdated 2026-11-11

Cleveland, Ohio

Living in Cleveland, Ohio is about 22% cheaper than the national average, with a cost of living index of 78 (US = 100). Typical rent is $1,440 a month, 25% below the national figure of $1,932, and regular gas costs $3.75 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 46% of the area's $62,823 median household income.

Key Numbers

Gas (Regular)

$3.75

National: $3.98

โ†‘ 193.4%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,440

National: $1,932

โ†‘ 31.1%since 2021
โœ“ Zillow ZORI Cleveland, OH metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$10.04

Combo meal

โ†‘ 4.0%YoY

Electricity

19.38ยข

per kWh ยท ~$174/mo

โ†‘ 5.1%vs US avg
โœ“ EIA Residential

Car Insurance

$132/mo

$1,580/yr

โ†“ 26.5%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$62,823

46.2% goes to essentials

โ†“ 46.2%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,580 in Cleveland. Compare rates:

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Find Apartments

Avg rent $1,440/mo in Cleveland. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$4.70 estimate

+39.9% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$4.65 estimate

+16.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.62 estimate

+47.4% since 2022

Yogurt (32 oz)

$4.66 estimate

+21.7% since 2022

Cereal (family size)

$5.60 estimate

+30.5% since 2022

Frozen Pizza

$8.24 estimate

+44.3% since 2022

Dining & Restaurants

Fast Food Meal

$10.04

Casual Dining

$18.48

Monthly Spend

$323.64

+3.95% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.22

$10.04

+61.4%

Wendy's

2022: $7.03

$10.84

+54.2%

Chipotle

2022: $7.53

$11.24

+49.3%

Starbucks

2022: $3.23

$4.49

+39.0%

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Looking for an Apartment in Cleveland?

Average 1BR: $1,181/mo ยท 2BR: $1,699/mo

Browse Cleveland Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

705k

Median Weekly Pay

$1,445

$75k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$63k

household median

Employment by Sector โ€” Cleveland

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+4.1% 5yr$1,381/wk
22.2%

~$72k/yr

Trade, Transportation & Utilities
-1.7% 5yr$1,121/wk
16.7%

~$58k/yr

Professional & Business Services
-11.6% 5yr$1,928/wk
15.0%

~$100k/yr

Leisure & Hospitality
-6.2% 5yr$733/wk
9.7%

~$38k/yr

Construction
-4.0% 5yr$1,627/wk
9.2%

~$85k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 39035

Highest Paying Sector

Financial Activities

$2,176/wk ยท $113k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$733/wk ยท $38k/yr

Cleveland Cost of Living FAQ

Is Cleveland, OH expensive to live in?

Cleveland has a cost of living index of 78, where 100 is the US average, so it is about 22% cheaper than average. It is the most affordable of the 17 Ohio cities we track.

What is the average rent in Cleveland, OH?

Typical rent in Cleveland is $1,440 a month for all home types as of September 2026, 25% below the national figure of $1,932. One bedroom units average about $1,181 and two bedrooms about $1,699. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Cleveland?

Rent in Cleveland rose 4.5% over the past year, faster than the 2.7% change nationally.

How much is gas in Cleveland?

Regular unleaded costs about $3.75 a gallon in Cleveland as of November 11, 2026, based on the AAA average for Ohio. That is 6% below the national average of $3.98.

How much is electricity in Cleveland?

Homes in Ohio pay an average of 19.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Cleveland is about $174.

How much is car insurance in Cleveland?

Full coverage car insurance averages $1,580 a year in Ohio, or about $132 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Cleveland?

Median household income in the Cleveland area is $62,823 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $29,051 a year, or 46% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Cleveland compare with the rest of Ohio?

Rent in Cleveland is 13% above the $1,276 average across the 17 Ohio cities we track, and its cost of living index of 78 compares with a state average of 88.

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