Cost of LivingUpdated 2026-11-11

Dayton, Ohio

Living in Dayton, Ohio is about 12% cheaper than the national average, with a cost of living index of 88 (US = 100). Typical rent is $1,320 a month, 32% below the national figure of $1,932, and regular gas costs $3.75 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 42% of the area's $64,403 median household income.

Key Numbers

Gas (Regular)

$3.75

National: $3.98

โ†‘ 193.4%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,320

National: $1,932

โ†‘ 27.9%since 2021
โœ“ Zillow ZORI Dayton, OH metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$10.50

Combo meal

โ†‘ 5.0%YoY

Electricity

19.38ยข

per kWh ยท ~$174/mo

โ†‘ 5.1%vs US avg
โœ“ EIA Residential

Car Insurance

$104/mo

$1,243/yr

โ†“ 42.2%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$64,403

42.3% goes to essentials

โ†“ 42.3%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,243 in Dayton. Compare rates:

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Find Apartments

Avg rent $1,320/mo in Dayton. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.79 @ Kroger - Siebenthaler Ave (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.09 @ Kroger - Siebenthaler Ave (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.33 @ Kroger - Siebenthaler Ave (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Kroger - Siebenthaler Ave (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.99 @ Kroger - Siebenthaler Ave (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$5.29 @ Kroger - Siebenthaler Ave (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$5.32 @ Kroger - Siebenthaler Ave (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Kroger - Siebenthaler Ave (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.67 @ Kroger - Siebenthaler Ave (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Kroger - Siebenthaler Ave (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.99 @ Kroger - Siebenthaler Ave (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$3.49 @ Kroger - Siebenthaler Ave (Nov 2026)

+152.6%

Apples (3 lb)

$5.20 estimate

$3.99 @ Kroger - Siebenthaler Ave (Nov 2026)

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.29 @ Kroger - Siebenthaler Ave (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

$3.79 @ Kroger - Siebenthaler Ave (Nov 2026)

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

$5.99 @ Kroger - Siebenthaler Ave (Nov 2026)

+19.0% since 2022

Cereal (family size)

$6.20 estimate

$5.00 @ Kroger - Siebenthaler Ave (Nov 2026)

+29.4% since 2022

Frozen Pizza

$8.65 estimate

$5.99 @ Kroger - Siebenthaler Ave (Nov 2026)

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$10.50

Casual Dining

$19.00

Monthly Spend

$275

+5% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.50

$10.20

+56.9%

Wendy's

2022: $7.30

$11.00

+50.7%

Chipotle

2022: $8.00

$11.80

+47.5%

Starbucks

2022: $3.65

$4.60

+26.0%

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Looking for an Apartment in Dayton?

Average 1BR: $1,082/mo ยท 2BR: $1,558/mo

Browse Dayton Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

250k

Median Weekly Pay

$1,182

$61k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$64k

household median

Employment by Sector โ€” Dayton

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+0.9% 5yr$1,245/wk
23.2%

~$65k/yr

Trade, Transportation & Utilities
+10.4% 5yr$1,020/wk
18.8%

~$53k/yr

Professional & Business Services
-8.6% 5yr$1,481/wk
11.7%

~$77k/yr

Construction
-8.5% 5yr$1,307/wk
10.9%

~$68k/yr

Leisure & Hospitality
-2.4% 5yr$457/wk
10.2%

~$24k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 39113

Highest Paying Sector

Financial Activities

$1,667/wk ยท $87k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$457/wk ยท $24k/yr

Dayton Cost of Living FAQ

Is Dayton, OH expensive to live in?

Dayton has a cost of living index of 88, where 100 is the US average, so it is about 12% cheaper than average. It is the 4th most affordable of the 17 Ohio cities we track.

What is the average rent in Dayton, OH?

Typical rent in Dayton is $1,320 a month for all home types as of September 2026, 32% below the national figure of $1,932. One bedroom units average about $1,082 and two bedrooms about $1,558. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Dayton?

Rent in Dayton rose 2.7% over the past year, about in line with the 2.7% change nationally.

How much is gas in Dayton?

Regular unleaded costs about $3.75 a gallon in Dayton as of November 11, 2026, based on the AAA average for Ohio. That is 6% below the national average of $3.98.

How much is electricity in Dayton?

Homes in Ohio pay an average of 19.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Dayton is about $174.

How much is car insurance in Dayton?

Full coverage car insurance averages $1,243 a year in Ohio, or about $104 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Dayton?

Median household income in the Dayton area is $64,403 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $27,274 a year, or 42% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Dayton compare with the rest of Ohio?

Rent in Dayton is 3% above the $1,276 average across the 17 Ohio cities we track, and its cost of living index of 88 compares with a state average of 88.

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