Washington

WA

West ยท 15 cities tracked ยท Updated 2026

Washington is more expensive than the national average. Across the 15 cities we track, the cost of living index averages 119 (US = 100) and typical rent averages $1,794 a month, 7% below the national figure of $1,932.

State Averages

Avg Gas Price

$4.98

Regular unleaded

Avg Rent

$1,794

All units/mo

Avg COL Index

119

vs. 100 national avg

Washington Cost of Living Analysis

Where the money goes

The biggest cost pressure in Washington is gas, at 25% above the national average. The biggest break is electricity, at 21% below it.

Rent trend

Rent rose an average of 2.5% over the past year across the 15 cities we track, about in line with the 2.7% national change. Oak Harbor saw the biggest move (up 4.8%), while Moses Lake was down 0.6%.

City to city

Where you live inside Washington matters. Typical rent runs from $1,362 in Yakima to $2,250 in Seattle, a gap of $888 a month or about $10,656 a year.

Affordability

Rent, gas, groceries, electricity and car insurance take about 36% of median household income in the counties we track, which ranks the 9th lowest of 51 states. Median household income there averages $96,549 (Census ACS 2023). Groceries are counted at what the average household in the region spends on food at home (BLS Consumer Expenditure Survey).

Energy and driving

Regular gas costs $4.98 a gallon, 25% above the $3.98 national average. A typical electric bill runs about $132 a month versus $166 nationally, and full coverage car insurance averages $1,780 a year versus $2,150.

Groceries

Grocery prices in the West rose 2.4% over the past year (BLS food at home), compared with 1.8% nationally. Item prices on our city pages are national BLS averages, so local stores may be higher or lower.

Built from the AAA, Zillow, EIA, Bankrate, BLS and Census data on this site. National comparisons use typical rent of $1,932 a month and gas of $3.98 a gallon. See the methodology.

Cities in Washington

Median Household Income by County

Source: Census ACS 5-Year 2023 ยท 39 counties

CountyMedian Income
1King County$122,148
2Snohomish County$107,982
3Kitsap County$98,546
4Pierce County$96,632
5Clark County$94,948
6Thurston County$93,985
7Skamania County$90,085
8Island County$88,358
9Benton County$87,316
10Skagit County$85,474
11San Juan County$83,682
12Franklin County$82,755
13Whatcom County$80,989
14Douglas County$80,374
15Mason County$78,359
16Chelan County$78,306
17Spokane County$73,513
18Cowlitz County$72,932
19Walla Walla County$72,212
20Columbia County$71,528
21Lincoln County$71,227
22Jefferson County$71,143
23Grant County$71,115
24Klickitat County$70,400
25Kittitas County$69,928
26Lewis County$69,690
27Asotin County$69,107
28Yakima County$68,015
29Clallam County$67,999
30Stevens County$67,405
31Adams County$65,042
32Pend Oreille County$63,750
33Grays Harbor County$63,539
34Garfield County$62,411
35Pacific County$62,350
36Okanogan County$60,293
37Wahkiakum County$57,091
38Ferry County$54,650
39Whitman County$52,893

Washington Cost of Living FAQ

Is Washington expensive to live in?

Washington is about 19% more expensive than the national average. Across the 15 cities we track, the cost of living index averages 119, where 100 is the US average.

What is the average rent in Washington?

Typical rent in Washington averages $1,794 a month across the 15 cities we track as of September 2026, 7% below the national typical rent of $1,932. That ranks the 16th highest of 51 states. The figure is the Zillow Observed Rent Index for all home types.

What is the cheapest city to live in Washington?

Of the 15 cities we track in Washington, Spokane has the lowest cost of living index at 102. The lowest typical rent is in Yakima, at $1,362 a month.

What is the most expensive city in Washington?

Seattle has the highest cost of living index of the cities we track in Washington, at 122. The highest typical rent is in Seattle, at $2,250 a month.

How much is gas in Washington?

Regular unleaded averages $4.98 a gallon in Washington as of November 11, 2026 (AAA state average), 25% above the national average of $3.98. That is the 4th most expensive of 51 states.

Is rent going up in Washington?

Rent in Washington rose an average of 2.5% over the past year across the 15 cities we track, compared with a 2.7% change nationally.

How much is electricity in Washington?

Residential electricity in Washington averages 14.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill is about $132.

How much is car insurance in Washington?

Full coverage car insurance in Washington averages $1,780 a year, or about $148 a month (Bankrate and NAIC), compared with $2,150 a year nationally. That is the 15th lowest of 51 states.