Cost of LivingUpdated 2026-11-11

Spokane, Washington

Living in Spokane, Washington is close to the national average, with a cost of living index of 102 (US = 100). Typical rent is $1,512 a month, 22% below the national figure of $1,932, and regular gas costs $4.98 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 43% of the area's $73,513 median household income.

Key Numbers

Gas (Regular)

$4.98

National: $3.98

โ†‘ 181.8%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,512

National: $1,932

โ†‘ 13.7%since 2021
โœ“ Zillow ZORI Spokane, WA metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.00

Combo meal

โ†‘ 4.8%YoY

Electricity

14.63ยข

per kWh ยท ~$132/mo

โ†“ 20.7%vs US avg
โœ“ EIA Residential

Car Insurance

$148/mo

$1,780/yr

โ†“ 17.2%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$73,513

43% goes to essentials

โ†“ 43.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,780 in Spokane. Compare rates:

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Find Apartments

Avg rent $1,512/mo in Spokane. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Avian flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.00

Casual Dining

$27.00

Monthly Spend

$430

+4.8% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.13

$13.00

+59.9%

Wendy's

2022: $8.78

$14.04

+59.9%

Chipotle

2022: $9.10

$14.56

+60.0%

Starbucks

2022: $4.47

$5.46

+22.1%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Spokane?

Average 1BR: $1,240/mo ยท 2BR: $1,784/mo

Browse Spokane Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

243k

Median Weekly Pay

$1,259

$65k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$74k

household median

Employment by Sector โ€” Spokane

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+12.6% 5yr$1,257/wk
21.6%

~$65k/yr

Trade, Transportation & Utilities
+9.0% 5yr$1,058/wk
19.5%

~$55k/yr

Professional & Business Services
+10.4% 5yr$1,548/wk
11.5%

~$80k/yr

Leisure & Hospitality
+3.4% 5yr$570/wk
9.8%

~$30k/yr

Construction
-0.9% 5yr$1,430/wk
6.7%

~$74k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 53063

Highest Paying Sector

Financial Activities

$1,780/wk ยท $93k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$570/wk ยท $30k/yr

Spokane Cost of Living FAQ

Is Spokane, WA expensive to live in?

Spokane has a cost of living index of 102, where 100 is the US average, so it is close to average. It is the most affordable of the 15 Washington cities we track.

What is the average rent in Spokane, WA?

Typical rent in Spokane is $1,512 a month for all home types as of September 2026, 22% below the national figure of $1,932. One bedroom units average about $1,240 and two bedrooms about $1,784. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Spokane?

Rent in Spokane rose 3.6% over the past year, faster than the 2.7% change nationally.

How much is gas in Spokane?

Regular unleaded costs about $4.98 a gallon in Spokane as of November 11, 2026, based on the AAA average for Washington. That is 25% above the national average of $3.98.

How much is electricity in Spokane?

Homes in Washington pay an average of 14.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Spokane is about $132.

How much is car insurance in Spokane?

Full coverage car insurance averages $1,780 a year in Washington, or about $148 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Spokane?

Median household income in the Spokane area is $73,513 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $31,606 a year, or 43% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Spokane compare with the rest of Washington?

Rent in Spokane is 16% below the $1,794 average across the 15 Washington cities we track, and its cost of living index of 102 compares with a state average of 119.

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