Cost of LivingUpdated 2026-11-11

Trenton, New Jersey

Living in Trenton, New Jersey is about 18% more expensive than the national average, with a cost of living index of 118 (US = 100). Typical rent is $2,523 a month, 31% above the national figure of $1,932, and regular gas costs $4.03 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 47% of the area's $96,333 median household income.

Key Numbers

Gas (Regular)

$4.03

National: $3.98

โ†‘ 210.8%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,523

National: $1,932

โ†‘ 29.3%since 2021
โœ“ Zillow ZORI Trenton, NJ metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$17.35

Combo meal

โ†‘ 3.9%YoY

Electricity

24.61ยข

per kWh ยท ~$221/mo

โ†‘ 33.5%vs US avg
โœ“ EIA Residential

Car Insurance

$215/mo

$2,580/yr

โ†‘ 20.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$96,333

46.8% goes to essentials

โ†“ 46.8%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,580 in Trenton. Compare rates:

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Find Apartments

Avg rent $2,523/mo in Trenton. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.59 estimate

+36.0% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.76 estimate

+17.1% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$8.35 estimate

+40.3% since 2022

Yogurt (32 oz)

$5.26 estimate

+17.9% since 2022

Cereal (family size)

$6.86 estimate

+31.9% since 2022

Frozen Pizza

$9.68 estimate

+44.3% since 2022

Dining & Restaurants

Fast Food Meal

$17.35

Casual Dining

$36.46

Monthly Spend

$568.58

+3.91% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $10.76

$17.35

+61.2%

Wendy's

2022: $12.14

$18.74

+54.4%

Chipotle

2022: $13.01

$19.43

+49.3%

Starbucks

2022: $5.77

$8.01

+38.8%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Trenton?

Average 1BR: $2,069/mo ยท 2BR: $2,977/mo

Browse Trenton Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

264k

Median Weekly Pay

$1,740

$90k/yr

Top Sector

Professional & Business Services

Household vs Worker Pay

$96k

household median

Employment by Sector โ€” Trenton

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Professional & Business Services
+2.8% 5yr$2,364/wk
17.4%

~$123k/yr

Education & Health Services
+3.4% 5yr$1,566/wk
16.8%

~$81k/yr

Trade, Transportation & Utilities
+0.0% 5yr$1,191/wk
14.1%

~$62k/yr

Financial Activities
-8.1% 5yr$2,763/wk
6.5%

~$144k/yr

Leisure & Hospitality
-4.6% 5yr$570/wk
5.6%

~$30k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 34021

Highest Paying Sector

Construction

$2,822/wk ยท $147k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$570/wk ยท $30k/yr

Trenton Cost of Living FAQ

Is Trenton, NJ expensive to live in?

Trenton has a cost of living index of 118, where 100 is the US average, so it is about 18% more expensive than average. It is the most affordable of the 5 New Jersey cities we track.

What is the average rent in Trenton, NJ?

Typical rent in Trenton is $2,523 a month for all home types as of September 2026, 31% above the national figure of $1,932. One bedroom units average about $2,069 and two bedrooms about $2,977. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Trenton?

Rent in Trenton rose 2.4% over the past year, slower than the 2.7% change nationally.

How much is gas in Trenton?

Regular unleaded costs about $4.03 a gallon in Trenton as of November 11, 2026, based on the AAA average for New Jersey. That is 1% above the national average of $3.98.

How much is electricity in Trenton?

Homes in New Jersey pay an average of 24.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Trenton is about $222.

How much is car insurance in Trenton?

Full coverage car insurance averages $2,580 a year in New Jersey, or about $215 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Trenton?

Median household income in the Trenton area is $96,333 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $45,099 a year, or 47% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Trenton compare with the rest of New Jersey?

Rent in Trenton is 7% above the $2,350 average across the 5 New Jersey cities we track, and its cost of living index of 118 compares with a state average of 127.

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