Cost of LivingUpdated 2026-11-11

State College, Pennsylvania

Living in State College, Pennsylvania is close to the national average, with a cost of living index of 100 (US = 100). Typical rent is $1,947 a month, about the same as the national figure of $1,932, and regular gas costs $4.34 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 51% of the area's $73,170 median household income.

Key Numbers

Gas (Regular)

$4.34

National: $3.98

โ†‘ 225.4%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,947

National: $1,932

โ†‘ 28.3%since 2021
โœ“ Zillow ZORI State College, PA metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.99

Combo meal

โ†‘ 5.4%YoY

Electricity

21.77ยข

per kWh ยท ~$196/mo

โ†‘ 18.1%vs US avg
โœ“ EIA Residential

Car Insurance

$131/mo

$1,572/yr

โ†“ 26.9%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$73,170

50.6% goes to essentials

โ†“ 50.6%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,572 in State College. Compare rates:

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Find Apartments

Avg rent $1,947/mo in State College. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.29 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.69 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$2.49 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$6.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.99

Casual Dining

$25.68

Monthly Spend

$451.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in State College?

Average 1BR: $1,597/mo ยท 2BR: $2,297/mo

Browse State College Apartments โ†’

State College Cost of Living FAQ

Is State College, PA expensive to live in?

State College has a cost of living index of 100, where 100 is the US average, so it is close to average. It is the 11th most affordable of the 25 Pennsylvania cities we track.

What is the average rent in State College, PA?

Typical rent in State College is $1,947 a month for all home types as of September 2026, about the same as the national figure of $1,932. One bedroom units average about $1,597 and two bedrooms about $2,297. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in State College?

Rent in State College rose 2.0% over the past year, slower than the 2.7% change nationally.

How much is gas in State College?

Regular unleaded costs about $4.34 a gallon in State College as of November 11, 2026, based on the AAA average for Pennsylvania. That is 9% above the national average of $3.98.

How much is electricity in State College?

Homes in Pennsylvania pay an average of 21.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in State College is about $196.

How much is car insurance in State College?

Full coverage car insurance averages $1,572 a year in Pennsylvania, or about $131 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in State College?

Median household income in the State College area is $73,170 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $37,054 a year, or 51% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does State College compare with the rest of Pennsylvania?

Rent in State College is 45% above the $1,346 average across the 25 Pennsylvania cities we track, and its cost of living index of 100 compares with a state average of 99.

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