Cost of LivingUpdated 2026-11-11

Harrisburg, Pennsylvania

Living in Harrisburg, Pennsylvania is about 12% cheaper than the national average, with a cost of living index of 88 (US = 100). Typical rent is $1,481 a month, 23% below the national figure of $1,932, and regular gas costs $4.34 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 43% of the area's $74,159 median household income.

Key Numbers

Gas (Regular)

$4.34

National: $3.98

โ†‘ 228.3%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,481

National: $1,932

โ†‘ 22.9%since 2021
โœ“ Zillow ZORI Harrisburg, PA metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.20

Combo meal

โ†‘ 4.6%YoY

Electricity

21.77ยข

per kWh ยท ~$196/mo

โ†‘ 18.1%vs US avg
โœ“ EIA Residential

Car Insurance

$182/mo

$2,180/yr

โ†‘ 1.4%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$74,159

43.2% goes to essentials

โ†“ 43.2%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,180 in Harrisburg. Compare rates:

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Find Apartments

Avg rent $1,481/mo in Harrisburg. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.34 estimate

+49.2% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$4.63 estimate

+12.7% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.20 estimate

+41.7% since 2022

Yogurt (32 oz)

$4.75 estimate

+16.4% since 2022

Cereal (family size)

$6.15 estimate

+38.8% since 2022

Frozen Pizza

$8.11 estimate

+38.9% since 2022

Dining & Restaurants

Fast Food Meal

$13.20

Casual Dining

$26.66

Monthly Spend

$452.21

+4.61% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.18

$13.20

+61.4%

Wendy's

2022: $9.24

$14.26

+54.3%

Chipotle

2022: $9.90

$14.78

+49.3%

Starbucks

2022: $4.35

$6.04

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Harrisburg?

Average 1BR: $1,214/mo ยท 2BR: $1,748/mo

Browse Harrisburg Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

190k

Median Weekly Pay

$1,308

$68k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$74k

household median

Employment by Sector โ€” Harrisburg

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+19.0% 5yr$1,371/wk
22.7%

~$71k/yr

Trade, Transportation & Utilities
+5.4% 5yr$1,067/wk
18.2%

~$55k/yr

Professional & Business Services
-5.1% 5yr$1,747/wk
11.4%

~$91k/yr

Leisure & Hospitality
-7.4% 5yr$520/wk
9.9%

~$27k/yr

Construction
+1.0% 5yr$1,572/wk
6.5%

~$82k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 42043

Highest Paying Sector

Financial Activities

$1,914/wk ยท $100k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$520/wk ยท $27k/yr

Harrisburg Cost of Living FAQ

Is Harrisburg, PA expensive to live in?

Harrisburg has a cost of living index of 88, where 100 is the US average, so it is about 12% cheaper than average. It is the most affordable of the 25 Pennsylvania cities we track.

What is the average rent in Harrisburg, PA?

Typical rent in Harrisburg is $1,481 a month for all home types as of September 2026, 23% below the national figure of $1,932. One bedroom units average about $1,214 and two bedrooms about $1,748. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Harrisburg?

Rent in Harrisburg rose 2.8% over the past year, about in line with the 2.7% change nationally.

How much is gas in Harrisburg?

Regular unleaded costs about $4.34 a gallon in Harrisburg as of November 11, 2026, based on the AAA average for Pennsylvania. That is 9% above the national average of $3.98.

How much is electricity in Harrisburg?

Homes in Pennsylvania pay an average of 21.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Harrisburg is about $196.

How much is car insurance in Harrisburg?

Full coverage car insurance averages $2,180 a year in Pennsylvania, or about $182 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Harrisburg?

Median household income in the Harrisburg area is $74,159 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $32,070 a year, or 43% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Harrisburg compare with the rest of Pennsylvania?

Rent in Harrisburg is 10% above the $1,346 average across the 25 Pennsylvania cities we track, and its cost of living index of 88 compares with a state average of 99.

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