Cost of LivingUpdated 2026-11-11

Kingston, New York

Living in Kingston, New York is about 40% more expensive than the national average, with a cost of living index of 140 (US = 100). Typical rent is $2,015 a month, 4% above the national figure of $1,932, and regular gas costs $4.23 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $80,127 median household income.

Key Numbers

Gas (Regular)

$4.23

National: $3.98

โ†‘ 228.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,015

National: $1,932

โ†‘ 22.0%since 2021
โœ“ Zillow ZORI Kingston, NY metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$17.99

Combo meal

โ†‘ 5.4%YoY

Electricity

28.65ยข

per kWh ยท ~$258/mo

โ†‘ 55.4%vs US avg
โœ“ EIA Residential

Car Insurance

$240/mo

$2,877/yr

โ†‘ 33.8%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$80,127

49.7% goes to essentials

โ†“ 49.7%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,877 in Kingston. Compare rates:

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Find Apartments

Avg rent $2,015/mo in Kingston. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$17.99

Casual Dining

$31.68

Monthly Spend

$531.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Kingston?

Average 1BR: $1,652/mo ยท 2BR: $2,378/mo

Browse Kingston Apartments โ†’

Kingston Cost of Living FAQ

Is Kingston, NY expensive to live in?

Kingston has a cost of living index of 140, where 100 is the US average, so it is about 40% more expensive than average. It is the 9th most expensive of the 18 New York cities we track.

What is the average rent in Kingston, NY?

Typical rent in Kingston is $2,015 a month for all home types as of September 2026, 4% above the national figure of $1,932. One bedroom units average about $1,652 and two bedrooms about $2,378. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Kingston?

Rent in Kingston rose 4.4% over the past year, faster than the 2.7% change nationally.

How much is gas in Kingston?

Regular unleaded costs about $4.23 a gallon in Kingston as of November 11, 2026, based on the AAA average for New York. That is 6% above the national average of $3.98.

How much is electricity in Kingston?

Homes in New York pay an average of 28.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Kingston is about $258.

How much is car insurance in Kingston?

Full coverage car insurance averages $2,877 a year in New York, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Kingston?

Median household income in the Kingston area is $80,127 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $39,856 a year, or 50% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Kingston compare with the rest of New York?

Rent in Kingston is 24% above the $1,625 average across the 18 New York cities we track, and its cost of living index of 140 compares with a state average of 131.

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