Jamestown, New York
Living in Jamestown, New York is about 40% more expensive than the national average, with a cost of living index of 140 (US = 100). Typical rent is $1,078 a month, 44% below the national figure of $1,932, and regular gas costs $4.23 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 36% of the area's $80,127 median household income.
Key Numbers
Gas (Regular)
$4.23
National: $3.98
Avg Rent (All)
$1,078
National: $1,932
Grocery Inflation
1.77%
Year-over-year
Fast Food Avg
$17.99
Combo meal
Electricity
28.65¢
per kWh · ~$258/mo
Car Insurance
$240/mo
$2,877/yr
Median Household Income
$80,127
35.7% goes to essentials
Car Insurance
Avg $2,877 in Jamestown. Compare rates:
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Avg rent $1,078/mo in Jamestown. Browse listings:
Grocery Prices
Grocery Prices — 2000 to Present
National BLS averages · submit local prices below ↓
Eggs (dozen)
Bird flu volatility
$0.97 in 2000 → $2.32 BLS avg
Milk (gallon)
$2.79 in 2000 → $4.10 BLS avg
Ground Beef (lb)
$1.48 in 2000 → $6.75 BLS avg
Bread (loaf)
$0.91 in 2000 → $1.86 BLS avg
Chicken Breast (lb)
$1.06 in 2000 → $2.03 BLS avg
Butter (lb)
$3.98 BLS avg
Bacon (lb)
$2.75 in 2000 → $6.69 BLS avg
Cheddar Cheese (lb)
$3.84 in 2000 → $6.13 BLS avg
Pasta (lb)
$0.88 in 2000 → $1.38 BLS avg
Rice (5 lb)
$2.50 in 2000 → $5.50 BLS avg
Coffee (12 oz)
$2.65 in 2000 → $6.94 BLS avg
Orange Juice (64 oz)
Citrus shortage
$5.42 estimate
Potatoes (5 lb)
$1.96 in 2000 → $4.95 BLS avg
Apples (3 lb)
$5.20 estimate
Tomatoes (lb)
$1.44 in 2000 → $2.08 BLS avg
Lettuce (head)
$0.75 in 2000 → $1.96 BLS avg
Cooking Oil (48 oz)
$7.76 estimate
Yogurt (32 oz)
$4.94 estimate
Cereal (family size)
$6.20 estimate
Frozen Pizza
$8.65 estimate
| Item | 2000 | 2005 | 2010 | 2015 | 2020 | 2022 | 2026 | Since 2000 |
|---|---|---|---|---|---|---|---|---|
| Eggs (dozen)Bird flu volatility | $0.97 | $1.21 | $1.79 | $2.11 | $1.46 | $1.93 | $2.32 | +137.9% |
| Milk (gallon) | $2.79 | $3.30 | $3.24 | $3.76 | $3.25 | $3.79 | $4.10 | +47.3% |
| Ground Beef (lb) | $1.48 | $2.19 | $2.28 | $4.24 | $3.89 | $4.55 | $6.75 | +355.5% |
| Bread (loaf) | $0.91 | $1.00 | $1.36 | $1.48 | $1.35 | $1.55 | $1.86 | +105.2% |
| Chicken Breast (lb) | $1.06 | $1.03 | $1.26 | $1.55 | $1.41 | $1.62 | $2.03 | +91.3% |
| Butter (lb) | — | — | — | — | $3.86 | $3.67 | $3.98 | -4.2% since 2018 |
| Bacon (lb) | $2.75 | $3.37 | $3.63 | $5.59 | $5.50 | $7.22 | $6.69 | +143.1% |
| Cheddar Cheese (lb) | $3.84 | $4.21 | $4.72 | $5.40 | $5.20 | $5.32 | $6.13 | +59.6% |
| Pasta (lb) | $0.88 | $0.94 | $1.15 | $1.26 | $1.23 | $1.12 | $1.38 | +57.1% |
| Rice (5 lb) | $2.50 | $2.98 | $3.77 | $3.46 | $3.58 | $4.16 | $5.50 | +120.6% |
| Coffee (12 oz) | $2.65 | $2.29 | $2.86 | $3.55 | $3.13 | $3.85 | $6.94 | +161.3% |
| Orange Juice (64 oz)Citrus shortageLocal estimate | — | — | — | — | — | $3.72 | $5.42 | +45.7% since 2022 |
| Potatoes (5 lb) | $1.96 | $2.29 | $2.81 | $3.34 | $4.01 | $3.96 | $4.95 | +152.6% |
| Apples (3 lb)Local estimate | — | — | — | — | — | $4.49 | $5.20 | +15.8% since 2022 |
| Tomatoes (lb) | $1.44 | $1.66 | $1.84 | $2.09 | $2.22 | $1.89 | $2.08 | +44.4% |
| Lettuce (head) | $0.75 | $0.82 | $0.90 | $1.17 | $1.34 | — | $1.96 | +162.3% |
| Cooking Oil (48 oz)Local estimate | — | — | — | — | — | $5.54 | $7.76 | +40.1% since 2022 |
| Yogurt (32 oz)Local estimate | — | — | — | — | — | $4.15 | $4.94 | +19.0% since 2022 |
| Cereal (family size)Local estimate | — | — | — | — | — | $4.79 | $6.20 | +29.4% since 2022 |
| Frozen PizzaLocal estimate | — | — | — | — | — | $6.31 | $8.65 | +37.1% since 2022 |
Dining & Restaurants
Fast Food Meal
$17.99
Casual Dining
$31.68
Monthly Spend
$531.46
+5.41% YoYChain Restaurant Meal Prices — 2022 vs. Today
Combo meal / typical order for one
McDonald's
2022: $8.36
$13.49
+61.4%Wendy's
2022: $9.44
$14.57
+54.3%Chipotle
2022: $10.12
$15.11
+49.3%Starbucks
2022: $4.58
$6.36
+38.9%Eating out more? Save on groceries with Ibotta and cook at home more often.
Looking for an Apartment in Jamestown?
Average 1BR: $884/mo · 2BR: $1,272/mo
Jamestown Cost of Living FAQ
Is Jamestown, NY expensive to live in?
Jamestown has a cost of living index of 140, where 100 is the US average, so it is about 40% more expensive than average. It is the 8th most expensive of the 18 New York cities we track.
What is the average rent in Jamestown, NY?
Typical rent in Jamestown is $1,078 a month for all home types as of September 2026, 44% below the national figure of $1,932. One bedroom units average about $884 and two bedrooms about $1,272. Source: Zillow Observed Rent Index for the metro area.
Is rent going up in Jamestown?
Rent in Jamestown rose 8.7% over the past year, faster than the 2.7% change nationally.
How much is gas in Jamestown?
Regular unleaded costs about $4.23 a gallon in Jamestown as of November 11, 2026, based on the AAA average for New York. That is 6% above the national average of $3.98.
How much is electricity in Jamestown?
Homes in New York pay an average of 28.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Jamestown is about $258.
How much is car insurance in Jamestown?
Full coverage car insurance averages $2,877 a year in New York, or about $240 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.
How much do you need to live in Jamestown?
Median household income in the Jamestown area is $80,127 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $28,612 a year, or 36% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).
How does Jamestown compare with the rest of New York?
Rent in Jamestown is 34% below the $1,625 average across the 18 New York cities we track, and its cost of living index of 140 compares with a state average of 131.
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