Cost of LivingUpdated 2026-11-11

Keene, New Hampshire

Living in Keene, New Hampshire is about 15% more expensive than the national average, with a cost of living index of 115 (US = 100). Typical rent is $1,880 a month, 3% below the national figure of $1,932, and regular gas costs $4.07 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 34% of the area's $107,182 median household income.

Key Numbers

Gas (Regular)

$4.07

National: $3.98

โ†‘ 262.4%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,880

National: $1,932

โ†‘ 25.0%since 2022
โœ“ Zillow ZORI Keene, NH metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$15.49

Combo meal

โ†‘ 5.4%YoY

Electricity

27.64ยข

per kWh ยท ~$249/mo

โ†‘ 49.9%vs US avg
โœ“ EIA Residential

Car Insurance

$108/mo

$1,298/yr

โ†“ 39.6%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$107,182

34% goes to essentials

โ†“ 34.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,298 in Keene. Compare rates:

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Find Apartments

Avg rent $1,880/mo in Keene. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$15.49

Casual Dining

$27.93

Monthly Spend

$481.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Keene?

Average 1BR: $1,542/mo ยท 2BR: $2,218/mo

Browse Keene Apartments โ†’

Keene Cost of Living FAQ

Is Keene, NH expensive to live in?

Keene has a cost of living index of 115, where 100 is the US average, so it is about 15% more expensive than average. It is the most expensive of the 4 New Hampshire cities we track.

What is the average rent in Keene, NH?

Typical rent in Keene is $1,880 a month for all home types as of September 2026, 3% below the national figure of $1,932. One bedroom units average about $1,542 and two bedrooms about $2,218. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Keene?

Rent in Keene rose 3.0% over the past year, about in line with the 2.7% change nationally.

How much is gas in Keene?

Regular unleaded costs about $4.07 a gallon in Keene as of November 11, 2026, based on the AAA average for New Hampshire. That is 2% above the national average of $3.98.

How much is electricity in Keene?

Homes in New Hampshire pay an average of 27.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Keene is about $249.

How much is car insurance in Keene?

Full coverage car insurance averages $1,298 a year in New Hampshire, or about $108 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Keene?

Median household income in the Keene area is $107,182 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $36,451 a year, or 34% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Keene compare with the rest of New Hampshire?

Rent in Keene is 7% below the $2,024 average across the 4 New Hampshire cities we track, and its cost of living index of 115 compares with a state average of 113.

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