Cost of LivingUpdated 2026-11-11

Concord, New Hampshire

Living in Concord, New Hampshire is about 8% more expensive than the national average, with a cost of living index of 108 (US = 100). Typical rent is $2,062 a month, 7% above the national figure of $1,932, and regular gas costs $4.07 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 34% of the area's $113,927 median household income.

Key Numbers

Gas (Regular)

$4.07

National: $3.98

โ†‘ 225.1%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,062

National: $1,932

โ†‘ 27.8%since 2022
โœ“ Zillow ZORI Concord, NH metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$15.88

Combo meal

โ†‘ 5.0%YoY

Electricity

27.64ยข

per kWh ยท ~$249/mo

โ†‘ 49.9%vs US avg
โœ“ EIA Residential

Car Insurance

$115/mo

$1,380/yr

โ†“ 35.8%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$113,927

34% goes to essentials

โ†“ 34.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,380 in Concord. Compare rates:

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Find Apartments

Avg rent $2,062/mo in Concord. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.60 estimate

+48.9% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.54 estimate

+18.1% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$8.13 estimate

+41.9% since 2022

Yogurt (32 oz)

$5.71 estimate

+26.6% since 2022

Cereal (family size)

$6.73 estimate

+33.3% since 2022

Frozen Pizza

$8.70 estimate

+40.1% since 2022

Dining & Restaurants

Fast Food Meal

$15.88

Casual Dining

$33.37

Monthly Spend

$571.37

+5.01% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $9.85

$15.88

+61.2%

Wendy's

2022: $11.12

$17.15

+54.2%

Chipotle

2022: $11.91

$17.79

+49.4%

Starbucks

2022: $5.44

$7.56

+39.0%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Concord?

Average 1BR: $1,691/mo ยท 2BR: $2,433/mo

Browse Concord Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

47k

Median Weekly Pay

$1,244

$65k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$114k

household median

Employment by Sector โ€” Concord

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+2.4% 5yr$1,165/wk
19.6%

~$61k/yr

Education & Health Services
+3.1% 5yr$1,297/wk
18.1%

~$67k/yr

Leisure & Hospitality
+6.3% 5yr$528/wk
11.4%

~$27k/yr

Construction
-7.7% 5yr$1,459/wk
10.9%

~$76k/yr

Professional & Business Services
-14.7% 5yr$1,487/wk
9.2%

~$77k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 33017

Highest Paying Sector

Financial Activities

$2,014/wk ยท $105k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$528/wk ยท $27k/yr

Concord Cost of Living FAQ

Is Concord, NH expensive to live in?

Concord has a cost of living index of 108, where 100 is the US average, so it is about 8% more expensive than average. It is the most affordable of the 4 New Hampshire cities we track.

What is the average rent in Concord, NH?

Typical rent in Concord is $2,062 a month for all home types as of September 2026, 7% above the national figure of $1,932. One bedroom units average about $1,691 and two bedrooms about $2,433. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Concord?

Rent in Concord rose 2.8% over the past year, about in line with the 2.7% change nationally.

How much is gas in Concord?

Regular unleaded costs about $4.07 a gallon in Concord as of November 11, 2026, based on the AAA average for New Hampshire. That is 2% above the national average of $3.98.

How much is electricity in Concord?

Homes in New Hampshire pay an average of 27.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Concord is about $249.

How much is car insurance in Concord?

Full coverage car insurance averages $1,380 a year in New Hampshire, or about $115 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Concord?

Median household income in the Concord area is $113,927 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $38,717 a year, or 34% of that income. Groceries are counted at $7,165 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Concord compare with the rest of New Hampshire?

Rent in Concord is 2% above the $2,024 average across the 4 New Hampshire cities we track, and its cost of living index of 108 compares with a state average of 113.

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