Cost of LivingUpdated 2026-11-11

Kansas City, Missouri

Living in Kansas City, Missouri is about 15% cheaper than the national average, with a cost of living index of 85 (US = 100). Typical rent is $1,534 a month, 21% below the national figure of $1,932, and regular gas costs $3.67 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 45% of the area's $67,178 median household income.

Key Numbers

Gas (Regular)

$3.67

National: $3.98

โ†‘ 219.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,534

National: $1,932

โ†‘ 30.0%since 2021
โœ“ Zillow ZORI Kansas City, MO metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$10.62

Combo meal

โ†‘ 5.2%YoY

Electricity

16.02ยข

per kWh ยท ~$144/mo

โ†“ 13.1%vs US avg
โœ“ EIA Residential

Car Insurance

$165/mo

$1,980/yr

โ†“ 7.9%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$67,178

44.9% goes to essentials

โ†“ 44.9%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,980 in Kansas City. Compare rates:

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Find Apartments

Avg rent $1,534/mo in Kansas City. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.39 @ Dillons - Leavenworth Dillons (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.89 @ Dillons - Leavenworth Dillons (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$5.29 @ Dillons - Leavenworth Dillons (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$3.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Dillons - Leavenworth Dillons (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Dillons - Leavenworth Dillons (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$4.81 estimate

+37.4% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$2.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+152.6%

Apples (3 lb)

$4.61 estimate

$3.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+10.0% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Dillons - Leavenworth Dillons (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.17 estimate

$3.79 @ Dillons - Leavenworth Dillons (Nov 2026)

+43.1% since 2022

Yogurt (32 oz)

$4.66 estimate

$4.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+16.8% since 2022

Cereal (family size)

$5.95 estimate

$5.00 @ Dillons - Leavenworth Dillons (Nov 2026)

+35.8% since 2022

Frozen Pizza

$8.24 estimate

$4.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+42.8% since 2022

Dining & Restaurants

Fast Food Meal

$10.62

Casual Dining

$19.16

Monthly Spend

$343.69

+5.22% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.58

$10.62

+61.4%

Wendy's

2022: $7.43

$11.47

+54.4%

Chipotle

2022: $7.96

$11.89

+49.4%

Starbucks

2022: $3.64

$5.05

+38.7%

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Looking for an Apartment in Kansas City?

Average 1BR: $1,258/mo ยท 2BR: $1,810/mo

Browse Kansas City Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

376k

Median Weekly Pay

$1,377

$72k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$67k

household median

Employment by Sector โ€” Kansas City

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+4.6% 5yr$1,211/wk
16.8%

~$63k/yr

Professional & Business Services
-9.4% 5yr$1,906/wk
15.2%

~$99k/yr

Trade, Transportation & Utilities
-5.8% 5yr$1,016/wk
14.9%

~$53k/yr

Leisure & Hospitality
+1.9% 5yr$782/wk
11.7%

~$41k/yr

Construction
+14.8% 5yr$1,530/wk
7.6%

~$80k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 29095

Highest Paying Sector

Financial Activities

$2,110/wk ยท $110k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$782/wk ยท $41k/yr

Kansas City Cost of Living FAQ

Is Kansas City, MO expensive to live in?

Kansas City has a cost of living index of 85, where 100 is the US average, so it is about 15% cheaper than average. It is the 3rd most affordable of the 8 Missouri cities we track.

What is the average rent in Kansas City, MO?

Typical rent in Kansas City is $1,534 a month for all home types as of September 2026, 21% below the national figure of $1,932. One bedroom units average about $1,258 and two bedrooms about $1,810. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Kansas City?

Rent in Kansas City rose 3.9% over the past year, faster than the 2.7% change nationally.

How much is gas in Kansas City?

Regular unleaded costs about $3.67 a gallon in Kansas City as of November 11, 2026, based on the AAA average for Missouri. That is 8% below the national average of $3.98.

How much is electricity in Kansas City?

Homes in Missouri pay an average of 16.0 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Kansas City is about $144.

How much is car insurance in Kansas City?

Full coverage car insurance averages $1,980 a year in Missouri, or about $165 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Kansas City?

Median household income in the Kansas City area is $67,178 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,163 a year, or 45% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Kansas City compare with the rest of Missouri?

Rent in Kansas City is 23% above the $1,242 average across the 8 Missouri cities we track, and its cost of living index of 85 compares with a state average of 86.

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