Cost of LivingUpdated 2026-11-11

Jackson, Mississippi

Living in Jackson, Mississippi is about 28% cheaper than the national average, with a cost of living index of 72 (US = 100). Typical rent is $1,470 a month, 24% below the national figure of $1,932, and regular gas costs $3.64 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 58% of the area's $49,966 median household income.

Key Numbers

Gas (Regular)

$3.64

National: $3.98

โ†‘ 206.1%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,470

National: $1,932

โ†‘ 26.3%since 2021
โœ“ Zillow ZORI Jackson, MS metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$10.50

Combo meal

โ†‘ 3.7%YoY

Electricity

14.43ยข

per kWh ยท ~$130/mo

โ†“ 21.7%vs US avg
โœ“ EIA Residential

Car Insurance

$190/mo

$2,280/yr

โ†‘ 6.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$49,966

58.4% goes to essentials

โ†“ 58.4%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,280 in Jackson. Compare rates:

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Find Apartments

Avg rent $1,470/mo in Jackson. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Kroger - Jacksonian Plaza (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.28 @ Kroger - Jacksonian Plaza (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.49 @ Kroger - Jacksonian Plaza (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.99 @ Kroger - Jacksonian Plaza (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.49 @ Kroger - Jacksonian Plaza (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$4.99 @ Kroger - Jacksonian Plaza (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$5.99 @ Kroger - Jacksonian Plaza (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Kroger - Jacksonian Plaza (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.67 @ Kroger - Jacksonian Plaza (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Kroger - Jacksonian Plaza (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.19 @ Kroger - Jacksonian Plaza (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$4.68 estimate

+38.9% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$3.49 @ Kroger - Jacksonian Plaza (Nov 2026)

+152.6%

Apples (3 lb)

$4.52 estimate

$3.99 @ Kroger - Jacksonian Plaza (Nov 2026)

+16.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.49 @ Kroger - Jacksonian Plaza (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

$3.29 @ Kroger - Jacksonian Plaza (Nov 2026)

+162.3%

Cooking Oil (48 oz)

$6.71 estimate

$3.79 @ Kroger - Jacksonian Plaza (Nov 2026)

+44.6% since 2022

Yogurt (32 oz)

$4.48 estimate

$6.49 @ Kroger - Jacksonian Plaza (Nov 2026)

+24.1% since 2022

Cereal (family size)

$5.34 estimate

$5.00 @ Kroger - Jacksonian Plaza (Nov 2026)

+30.6% since 2022

Frozen Pizza

$7.45 estimate

$4.99 @ Kroger - Jacksonian Plaza (Nov 2026)

+35.7% since 2022

Dining & Restaurants

Fast Food Meal

$10.50

Casual Dining

$13.92

Monthly Spend

$232.79

+3.71% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $4.45

$7.18

+61.3%

Wendy's

2022: $5.03

$7.75

+54.1%

Chipotle

2022: $5.38

$8.04

+49.4%

Starbucks

2022: $2.45

$3.40

+38.8%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Jackson?

Average 1BR: $1,205/mo ยท 2BR: $1,735/mo

Browse Jackson Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

109k

Median Weekly Pay

$1,143

$59k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$50k

household median

Employment by Sector โ€” Jackson

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
-2.5% 5yr$1,046/wk
22.7%

~$54k/yr

Trade, Transportation & Utilities
-9.1% 5yr$969/wk
14.1%

~$50k/yr

Professional & Business Services
-16.7% 5yr$1,235/wk
10.7%

~$64k/yr

Leisure & Hospitality
-16.2% 5yr$415/wk
7.7%

~$22k/yr

Financial Activities
-10.8% 5yr$1,561/wk
4.9%

~$81k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 28049

Highest Paying Sector

Financial Activities

$1,561/wk ยท $81k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$415/wk ยท $22k/yr

Jackson Cost of Living FAQ

Is Jackson, MS expensive to live in?

Jackson has a cost of living index of 72, where 100 is the US average, so it is about 28% cheaper than average. It is the most affordable of the 6 Mississippi cities we track.

What is the average rent in Jackson, MS?

Typical rent in Jackson is $1,470 a month for all home types as of September 2026, 24% below the national figure of $1,932. One bedroom units average about $1,205 and two bedrooms about $1,735. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Jackson?

Rent in Jackson rose 3.9% over the past year, faster than the 2.7% change nationally.

How much is gas in Jackson?

Regular unleaded costs about $3.64 a gallon in Jackson as of November 11, 2026, based on the AAA average for Mississippi. That is 8% below the national average of $3.98.

How much is electricity in Jackson?

Homes in Mississippi pay an average of 14.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Jackson is about $130.

How much is car insurance in Jackson?

Full coverage car insurance averages $2,280 a year in Mississippi, or about $190 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Jackson?

Median household income in the Jackson area is $49,966 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $29,166 a year, or 58% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Jackson compare with the rest of Mississippi?

Rent in Jackson is 8% above the $1,367 average across the 6 Mississippi cities we track, and its cost of living index of 72 compares with a state average of 79.

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