Cost of LivingUpdated 2026-11-11

Biloxi, Mississippi

Living in Biloxi, Mississippi is about 20% cheaper than the national average, with a cost of living index of 80 (US = 100). Typical rent is $1,422 a month, 26% below the national figure of $1,932, and regular gas costs $3.64 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $57,233 median household income.

Key Numbers

Gas (Regular)

$3.64

National: $3.98

โ†‘ 206.1%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,422

National: $1,932

โ†‘ 26.4%since 2021
โœ“ Zillow ZORI Gulfport, MS metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$7.73

Combo meal

โ†‘ 4.2%YoY

Electricity

14.43ยข

per kWh ยท ~$130/mo

โ†“ 21.7%vs US avg
โœ“ EIA Residential

Car Insurance

$190/mo

$2,280/yr

โ†‘ 6.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$57,233

50% goes to essentials

โ†“ 50.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,280 in Biloxi. Compare rates:

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Find Apartments

Avg rent $1,422/mo in Biloxi. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$4.88 estimate

+40.2% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$4.69 estimate

+15.0% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$6.93 estimate

+43.2% since 2022

Yogurt (32 oz)

$4.28 estimate

+15.7% since 2022

Cereal (family size)

$5.74 estimate

+33.2% since 2022

Frozen Pizza

$7.80 estimate

+45.8% since 2022

Dining & Restaurants

Fast Food Meal

$7.73

Casual Dining

$15.58

Monthly Spend

$229.13

+4.2% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $4.79

$7.73

+61.4%

Wendy's

2022: $5.41

$8.35

+54.3%

Chipotle

2022: $5.80

$8.66

+49.3%

Starbucks

2022: $2.69

$3.73

+38.7%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Biloxi?

Average 1BR: $1,166/mo ยท 2BR: $1,678/mo

Browse Biloxi Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

89k

Median Weekly Pay

$926

$48k/yr

Top Sector

Leisure & Hospitality

Household vs Worker Pay

$57k

household median

Employment by Sector โ€” Biloxi

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Leisure & Hospitality
-1.0% 5yr$563/wk
26.5%

~$29k/yr

Trade, Transportation & Utilities
+4.1% 5yr$865/wk
18.4%

~$45k/yr

Education & Health Services
+1.8% 5yr$923/wk
9.2%

~$48k/yr

Professional & Business Services
-4.8% 5yr$1,010/wk
8.4%

~$53k/yr

Manufacturing
+2.3% 5yr$1,245/wk
3.9%

~$65k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 28047

Highest Paying Sector

Manufacturing

$1,245/wk ยท $65k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$563/wk ยท $29k/yr

Biloxi Cost of Living FAQ

Is Biloxi, MS expensive to live in?

Biloxi has a cost of living index of 80, where 100 is the US average, so it is about 20% cheaper than average. It is the most expensive of the 6 Mississippi cities we track.

What is the average rent in Biloxi, MS?

Typical rent in Biloxi is $1,422 a month for all home types as of September 2026, 26% below the national figure of $1,932. One bedroom units average about $1,166 and two bedrooms about $1,678. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Biloxi?

Rent in Biloxi rose 0.7% over the past year, slower than the 2.7% change nationally.

How much is gas in Biloxi?

Regular unleaded costs about $3.64 a gallon in Biloxi as of November 11, 2026, based on the AAA average for Mississippi. That is 8% below the national average of $3.98.

How much is electricity in Biloxi?

Homes in Mississippi pay an average of 14.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Biloxi is about $130.

How much is car insurance in Biloxi?

Full coverage car insurance averages $2,280 a year in Mississippi, or about $190 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Biloxi?

Median household income in the Biloxi area is $57,233 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $28,590 a year, or 50% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Biloxi compare with the rest of Mississippi?

Rent in Biloxi is 4% above the $1,367 average across the 6 Mississippi cities we track, and its cost of living index of 80 compares with a state average of 79.

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