Cost of LivingUpdated 2026-11-11

Eau Claire, Wisconsin

Living in Eau Claire, Wisconsin is about 5% cheaper than the national average, with a cost of living index of 95 (US = 100). Typical rent is $1,147 a month, 41% below the national figure of $1,932, and regular gas costs $3.88 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 35% of the area's $72,893 median household income.

Key Numbers

Gas (Regular)

$3.88

National: $3.98

โ†‘ 232.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,147

National: $1,932

โ†‘ 25.9%since 2022
โœ“ Zillow ZORI Eau Claire, WI metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.49

Combo meal

โ†‘ 5.4%YoY

Electricity

19.41ยข

per kWh ยท ~$175/mo

โ†‘ 5.3%vs US avg
โœ“ EIA Residential

Car Insurance

$106/mo

$1,268/yr

โ†“ 41.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$72,893

34.7% goes to essentials

โ†“ 34.7%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,268 in Eau Claire. Compare rates:

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Find Apartments

Avg rent $1,147/mo in Eau Claire. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.49

Casual Dining

$24.93

Monthly Spend

$441.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Eau Claire?

Average 1BR: $941/mo ยท 2BR: $1,353/mo

Browse Eau Claire Apartments โ†’

Eau Claire Cost of Living FAQ

Is Eau Claire, WI expensive to live in?

Eau Claire has a cost of living index of 95, where 100 is the US average, so it is about 5% cheaper than average. It is the 6th most affordable of the 18 Wisconsin cities we track.

What is the average rent in Eau Claire, WI?

Typical rent in Eau Claire is $1,147 a month for all home types as of September 2026, 41% below the national figure of $1,932. One bedroom units average about $941 and two bedrooms about $1,353. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Eau Claire?

Rent in Eau Claire rose 4.3% over the past year, faster than the 2.7% change nationally.

How much is gas in Eau Claire?

Regular unleaded costs about $3.88 a gallon in Eau Claire as of November 11, 2026, based on the AAA average for Wisconsin. That is 3% below the national average of $3.98.

How much is electricity in Eau Claire?

Homes in Wisconsin pay an average of 19.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Eau Claire is about $175.

How much is car insurance in Eau Claire?

Full coverage car insurance averages $1,268 a year in Wisconsin, or about $106 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Eau Claire?

Median household income in the Eau Claire area is $72,893 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $25,301 a year, or 35% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Eau Claire compare with the rest of Wisconsin?

Rent in Eau Claire is 12% below the $1,309 average across the 18 Wisconsin cities we track, and its cost of living index of 95 compares with a state average of 95.

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