Cost of LivingUpdated 2026-11-11

Beaver Dam, Wisconsin

Living in Beaver Dam, Wisconsin is about 5% cheaper than the national average, with a cost of living index of 95 (US = 100). Typical rent is $1,234 a month, 36% below the national figure of $1,932, and regular gas costs $3.88 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 36% of the area's $72,893 median household income.

Key Numbers

Gas (Regular)

$3.88

National: $3.98

โ†‘ 232.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,234

National: $1,932

โ†‘ 19.3%since 2024
โœ“ Zillow ZORI Beaver Dam, WI metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.49

Combo meal

โ†‘ 5.4%YoY

Electricity

19.41ยข

per kWh ยท ~$175/mo

โ†‘ 5.3%vs US avg
โœ“ EIA Residential

Car Insurance

$106/mo

$1,268/yr

โ†“ 41.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$72,893

36.1% goes to essentials

โ†“ 36.1%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,268 in Beaver Dam. Compare rates:

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Find Apartments

Avg rent $1,234/mo in Beaver Dam. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$2.49 @ Pick n Save - PNS Columbus (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$5.29 @ Pick n Save - PNS Columbus (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.99 @ Pick n Save - PNS Columbus (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$5.49 @ Pick n Save - PNS Columbus (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$5.29 @ Pick n Save - PNS Columbus (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$3.99 @ Pick n Save - PNS Columbus (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$3.69 @ Pick n Save - PNS Columbus (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.25 @ Pick n Save - PNS Columbus (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Pick n Save - PNS Columbus (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.99 @ Pick n Save - PNS Columbus (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

$9.83 @ Pick n Save - PNS Columbus (Nov 2026)

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$3.29 @ Pick n Save - PNS Columbus (Nov 2026)

+152.6%

Apples (3 lb)

$5.20 estimate

$3.49 @ Pick n Save - PNS Columbus (Nov 2026)

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Pick n Save - PNS Columbus (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

$4.39 @ Pick n Save - PNS Columbus (Nov 2026)

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

$4.29 @ Pick n Save - PNS Columbus (Nov 2026)

+19.0% since 2022

Cereal (family size)

$6.20 estimate

$5.00 @ Pick n Save - PNS Columbus (Nov 2026)

+29.4% since 2022

Frozen Pizza

$8.65 estimate

$4.99 @ Pick n Save - PNS Columbus (Nov 2026)

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.49

Casual Dining

$24.93

Monthly Spend

$441.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

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Looking for an Apartment in Beaver Dam?

Average 1BR: $1,012/mo ยท 2BR: $1,456/mo

Browse Beaver Dam Apartments โ†’

Beaver Dam Cost of Living FAQ

Is Beaver Dam, WI expensive to live in?

Beaver Dam has a cost of living index of 95, where 100 is the US average, so it is about 5% cheaper than average. It is the 6th most expensive of the 18 Wisconsin cities we track.

What is the average rent in Beaver Dam, WI?

Typical rent in Beaver Dam is $1,234 a month for all home types as of September 2026, 36% below the national figure of $1,932. One bedroom units average about $1,012 and two bedrooms about $1,456. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Beaver Dam?

Rent in Beaver Dam rose 8.2% over the past year, faster than the 2.7% change nationally.

How much is gas in Beaver Dam?

Regular unleaded costs about $3.88 a gallon in Beaver Dam as of November 11, 2026, based on the AAA average for Wisconsin. That is 3% below the national average of $3.98.

How much is electricity in Beaver Dam?

Homes in Wisconsin pay an average of 19.4 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Beaver Dam is about $175.

How much is car insurance in Beaver Dam?

Full coverage car insurance averages $1,268 a year in Wisconsin, or about $106 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Beaver Dam?

Median household income in the Beaver Dam area is $72,893 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $26,345 a year, or 36% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Beaver Dam compare with the rest of Wisconsin?

Rent in Beaver Dam is 6% below the $1,309 average across the 18 Wisconsin cities we track, and its cost of living index of 95 compares with a state average of 95.

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