Cost of LivingUpdated 2026-11-11

Columbia, South Carolina

Living in Columbia, South Carolina is about 18% cheaper than the national average, with a cost of living index of 82 (US = 100). Typical rent is $1,557 a month, 19% below the national figure of $1,932, and regular gas costs $3.50 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 49% of the area's $61,699 median household income.

Key Numbers

Gas (Regular)

$3.50

National: $3.98

โ†‘ 184.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,557

National: $1,932

โ†‘ 26.9%since 2021
โœ“ Zillow ZORI Columbia, SC metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$10.23

Combo meal

โ†‘ 3.5%YoY

Electricity

15.76ยข

per kWh ยท ~$142/mo

โ†“ 14.5%vs US avg
โœ“ EIA Residential

Car Insurance

$182/mo

$2,180/yr

โ†‘ 1.4%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$61,699

48.9% goes to essentials

โ†“ 48.9%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,180 in Columbia. Compare rates:

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Find Apartments

Avg rent $1,557/mo in Columbia. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Kroger - Forest Acres (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.79 @ Kroger - Forest Acres (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.49 @ Kroger - Forest Acres (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.99 @ Kroger - Forest Acres (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$3.49 @ Kroger - Forest Acres (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$4.99 @ Kroger - Forest Acres (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$5.32 @ Kroger - Forest Acres (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Kroger - Forest Acres (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.69 @ Kroger - Forest Acres (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Kroger - Forest Acres (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.19 @ Kroger - Forest Acres (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.20 estimate

+52.0% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$3.59 @ Kroger - Forest Acres (Nov 2026)

+152.6%

Apples (3 lb)

$4.60 estimate

$3.99 @ Kroger - Forest Acres (Nov 2026)

+13.6% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Kroger - Forest Acres (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

$3.49 @ Kroger - Forest Acres (Nov 2026)

+162.3%

Cooking Oil (48 oz)

$7.69 estimate

$3.79 @ Kroger - Forest Acres (Nov 2026)

+47.6% since 2022

Yogurt (32 oz)

$4.69 estimate

$6.49 @ Kroger - Forest Acres (Nov 2026)

+20.3% since 2022

Cereal (family size)

$5.93 estimate

$5.00 @ Kroger - Forest Acres (Nov 2026)

+34.5% since 2022

Frozen Pizza

$7.74 estimate

$5.99 @ Kroger - Forest Acres (Nov 2026)

+35.8% since 2022

Dining & Restaurants

Fast Food Meal

$10.23

Casual Dining

$19.68

Monthly Spend

$340.94

+3.48% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.34

$10.23

+61.4%

Wendy's

2022: $7.16

$11.05

+54.3%

Chipotle

2022: $7.67

$11.46

+49.4%

Starbucks

2022: $3.77

$5.24

+39.0%

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Looking for an Apartment in Columbia?

Average 1BR: $1,277/mo ยท 2BR: $1,837/mo

Browse Columbia Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

228k

Median Weekly Pay

$1,207

$63k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$62k

household median

Employment by Sector โ€” Columbia

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
+5.7% 5yr$1,247/wk
14.5%

~$65k/yr

Professional & Business Services
+0.7% 5yr$1,364/wk
14.0%

~$71k/yr

Trade, Transportation & Utilities
+3.1% 5yr$1,027/wk
13.9%

~$53k/yr

Financial Activities
+9.6% 5yr$1,600/wk
10.8%

~$83k/yr

Leisure & Hospitality
-2.0% 5yr$441/wk
10.7%

~$23k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 45079

Highest Paying Sector

Financial Activities

$1,600/wk ยท $83k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$441/wk ยท $23k/yr

Columbia Cost of Living FAQ

Is Columbia, SC expensive to live in?

Columbia has a cost of living index of 82, where 100 is the US average, so it is about 18% cheaper than average. It is the most affordable of the 11 South Carolina cities we track.

What is the average rent in Columbia, SC?

Typical rent in Columbia is $1,557 a month for all home types as of September 2026, 19% below the national figure of $1,932. One bedroom units average about $1,277 and two bedrooms about $1,837. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Columbia?

Rent in Columbia rose 2.2% over the past year, slower than the 2.7% change nationally.

How much is gas in Columbia?

Regular unleaded costs about $3.50 a gallon in Columbia as of November 11, 2026, based on the AAA average for South Carolina. That is 12% below the national average of $3.98.

How much is electricity in Columbia?

Homes in South Carolina pay an average of 15.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Columbia is about $142.

How much is car insurance in Columbia?

Full coverage car insurance averages $2,180 a year in South Carolina, or about $182 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Columbia?

Median household income in the Columbia area is $61,699 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,165 a year, or 49% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Columbia compare with the rest of South Carolina?

Rent in Columbia is about the same as the $1,548 average across the 11 South Carolina cities we track, and its cost of living index of 82 compares with a state average of 92.

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