Cost of LivingUpdated 2026-11-11

Charleston, South Carolina

Living in Charleston, South Carolina is close to the national average, with a cost of living index of 98 (US = 100). Typical rent is $2,037 a month, 5% above the national figure of $1,932, and regular gas costs $3.50 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 43% of the area's $84,320 median household income.

Key Numbers

Gas (Regular)

$3.50

National: $3.98

โ†‘ 184.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,037

National: $1,932

โ†‘ 29.0%since 2021
โœ“ Zillow ZORI Charleston, SC metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.74

Combo meal

โ†‘ 4.4%YoY

Electricity

15.76ยข

per kWh ยท ~$142/mo

โ†“ 14.5%vs US avg
โœ“ EIA Residential

Car Insurance

$182/mo

$2,180/yr

โ†‘ 1.4%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$84,320

42.6% goes to essentials

โ†“ 42.6%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,180 in Charleston. Compare rates:

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Find Apartments

Avg rent $2,037/mo in Charleston. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$2.19 @ Harris Teeter - Westwood Plaza (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$4.29 @ Harris Teeter - Westwood Plaza (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$5.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Harris Teeter - Westwood Plaza (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$5.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$8.39 @ Harris Teeter - Westwood Plaza (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$6.98 @ Harris Teeter - Westwood Plaza (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.25 @ Harris Teeter - Westwood Plaza (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$3.75 @ Harris Teeter - Westwood Plaza (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$10.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.34 estimate

$5.90 @ Harris Teeter - Westwood Plaza (Nov 2026)

+39.1% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$4.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+152.6%

Apples (3 lb)

$5.18 estimate

$5.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+14.9% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$3.49 @ Harris Teeter - Westwood Plaza (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$8.05 estimate

$3.99 @ Harris Teeter - Westwood Plaza (Nov 2026)

+46.1% since 2022

Yogurt (32 oz)

$4.87 estimate

$5.00 @ Harris Teeter - Westwood Plaza (Nov 2026)

+15.7% since 2022

Cereal (family size)

$6.15 estimate

+33.1% since 2022

Frozen Pizza

$8.70 estimate

$6.49 @ Harris Teeter - Westwood Plaza (Nov 2026)

+41.5% since 2022

Dining & Restaurants

Fast Food Meal

$12.74

Casual Dining

$23.27

Monthly Spend

$370.52

+4.36% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $7.90

$12.74

+61.3%

Wendy's

2022: $8.92

$13.76

+54.3%

Chipotle

2022: $9.55

$14.27

+49.4%

Starbucks

2022: $4.20

$5.83

+38.8%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Charleston?

Average 1BR: $1,670/mo ยท 2BR: $2,404/mo

Browse Charleston Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

278k

Median Weekly Pay

$1,313

$68k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$84k

household median

Employment by Sector โ€” Charleston

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+3.5% 5yr$1,086/wk
17.4%

~$56k/yr

Professional & Business Services
+9.1% 5yr$1,501/wk
15.5%

~$78k/yr

Leisure & Hospitality
+5.9% 5yr$644/wk
15.1%

~$33k/yr

Education & Health Services
+10.8% 5yr$1,286/wk
13.0%

~$67k/yr

Construction
+0.9% 5yr$1,844/wk
6.3%

~$96k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 45019

Highest Paying Sector

Financial Activities

$2,074/wk ยท $108k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$644/wk ยท $33k/yr

Charleston Cost of Living FAQ

Is Charleston, SC expensive to live in?

Charleston has a cost of living index of 98, where 100 is the US average, so it is close to average. It is the most expensive of the 11 South Carolina cities we track.

What is the average rent in Charleston, SC?

Typical rent in Charleston is $2,037 a month for all home types as of September 2026, 5% above the national figure of $1,932. One bedroom units average about $1,670 and two bedrooms about $2,404. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Charleston?

Rent in Charleston rose 4.4% over the past year, faster than the 2.7% change nationally.

How much is gas in Charleston?

Regular unleaded costs about $3.50 a gallon in Charleston as of November 11, 2026, based on the AAA average for South Carolina. That is 12% below the national average of $3.98.

How much is electricity in Charleston?

Homes in South Carolina pay an average of 15.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Charleston is about $142.

How much is car insurance in Charleston?

Full coverage car insurance averages $2,180 a year in South Carolina, or about $182 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Charleston?

Median household income in the Charleston area is $84,320 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $35,925 a year, or 43% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Charleston compare with the rest of South Carolina?

Rent in Charleston is 32% above the $1,548 average across the 11 South Carolina cities we track, and its cost of living index of 98 compares with a state average of 92.

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