Cost of LivingUpdated 2026-11-11

Washington, District of Columbia

Living in Washington, DC is about 32% more expensive than the national average, with a cost of living index of 132 (US = 100). Typical rent is $2,407 a month, 25% above the national figure of $1,932, and regular gas costs $4.26 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 40% of the area's $106,287 median household income.

Statesโ€บDistrict of Columbiaโ€บWashington

Key Numbers

Gas (Regular)

$4.26

National: $3.98

โ†‘ 211.3%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,407

National: $1,932

โ†‘ 17.8%since 2021
โœ“ Zillow ZORI Washington, DC metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$15.00

Combo meal

โ†‘ 4.5%YoY

Electricity

25.98ยข

per kWh ยท ~$234/mo

โ†‘ 40.9%vs US avg
โœ“ EIA Residential

Car Insurance

$215/mo

$2,580/yr

โ†‘ 20.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$106,287

39.8% goes to essentials

โ†“ 39.8%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,580 in Washington. Compare rates:

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Find Apartments

Avg rent $2,407/mo in Washington. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$6.36 estimate

+38.6% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.81 estimate

+9.0% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$9.81 estimate

+44.7% since 2022

Yogurt (32 oz)

$6.03 estimate

+17.8% since 2022

Cereal (family size)

$7.56 estimate

+27.9% since 2022

Frozen Pizza

$10.07 estimate

+38.7% since 2022

Dining & Restaurants

Fast Food Meal

$15.00

Casual Dining

$39.14

Monthly Spend

$643.95

+4.51% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $12.87

$20.75

+61.2%

Wendy's

2022: $14.52

$22.41

+54.3%

Chipotle

2022: $15.56

$23.24

+49.4%

Starbucks

2022: $6.65

$9.23

+38.8%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Washington?

Average 1BR: $1,974/mo ยท 2BR: $2,840/mo

Browse Washington Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

760k

Median Weekly Pay

$2,365

$123k/yr

Top Sector

Professional & Business Services

Household vs Worker Pay

$106k

household median

Employment by Sector โ€” Washington

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Professional & Business Services
+1.0% 5yr$2,986/wk
22.7%

~$155k/yr

Education & Health Services
+0.0% 5yr$1,632/wk
15.3%

~$85k/yr

Leisure & Hospitality
-5.5% 5yr$1,011/wk
10.1%

~$53k/yr

Other Services
-6.2% 5yr$2,284/wk
9.1%

~$119k/yr

Trade, Transportation & Utilities
-9.7% 5yr$1,681/wk
3.9%

~$87k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 11001

Highest Paying Sector

Information

$4,262/wk ยท $222k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$1,011/wk ยท $53k/yr

Washington Cost of Living FAQ

Is Washington, DC expensive to live in?

Washington has a cost of living index of 132, where 100 is the US average, so it is about 32% more expensive than average.

What is the average rent in Washington, DC?

Typical rent in Washington is $2,407 a month for all home types as of September 2026, 25% above the national figure of $1,932. One bedroom units average about $1,974 and two bedrooms about $2,840. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Washington?

Rent in Washington rose 1.3% over the past year, slower than the 2.7% change nationally.

How much is gas in Washington?

Regular unleaded costs about $4.26 a gallon in Washington as of November 11, 2026, based on the AAA average for Washington, DC. That is 7% above the national average of $3.98.

How much is electricity in Washington?

Homes in Washington, DC pay an average of 26.0 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Washington is about $234.

How much is car insurance in Washington?

Full coverage car insurance averages $2,580 a year in Washington, DC, or about $215 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Washington?

Median household income in the Washington area is $106,287 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $42,326 a year, or 40% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

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