Tampa, Florida
Living in Tampa, Florida is close to the national average, with a cost of living index of 100 (US = 100). Typical rent is $1,991 a month, 3% above the national figure of $1,932, and regular gas costs $3.77 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 49% of the area's $75,011 median household income.
Key Numbers
Gas (Regular)
$3.77
National: $3.98
Avg Rent (All)
$1,991
National: $1,932
Grocery Inflation
1.77%
Year-over-year
Fast Food Avg
$13.50
Combo meal
Electricity
14.99¢
per kWh · ~$135/mo
Car Insurance
$265/mo
$3,180/yr
Median Household Income
$75,011
48.6% goes to essentials
Car Insurance
Avg $3,180 in Tampa. Compare rates:
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Some prices above are regional estimates. Submit a receipt from a local store to help us show what Tampa residents actually pay.
Save on Gas
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Find Apartments
Avg rent $1,991/mo in Tampa. Browse listings:
Grocery Prices
Grocery Prices — 2000 to Present
National BLS averages · submit local prices below ↓
Eggs (dozen)
Avian flu volatility
$0.97 in 2000 → $2.32 BLS avg
Milk (gallon)
$2.79 in 2000 → $4.10 BLS avg
Bread (loaf)
$0.91 in 2000 → $1.86 BLS avg
Ground Beef (lb)
$1.48 in 2000 → $6.75 BLS avg
Chicken Breast (lb)
$1.06 in 2000 → $2.03 BLS avg
Bacon (lb)
$2.75 in 2000 → $6.69 BLS avg
Cheddar Cheese (lb)
$3.84 in 2000 → $6.13 BLS avg
Pasta (lb)
$0.88 in 2000 → $1.38 BLS avg
Rice (5 lb)
$2.50 in 2000 → $5.50 BLS avg
Coffee (12 oz)
$2.65 in 2000 → $6.94 BLS avg
Orange Juice (64 oz)
Citrus shortage
$5.42 estimate
Potatoes (5 lb)
$1.96 in 2000 → $4.95 BLS avg
Apples (3 lb)
$5.20 estimate
Tomatoes (lb)
$1.44 in 2000 → $2.08 BLS avg
Lettuce (head)
$0.75 in 2000 → $1.96 BLS avg
Cooking Oil (48 oz)
$7.76 estimate
Yogurt (32 oz)
$4.94 estimate
Cereal (family size)
$6.20 estimate
Frozen Pizza
$8.65 estimate
| Item | 2000 | 2005 | 2010 | 2015 | 2020 | 2022 | 2026 | Since 2000 |
|---|---|---|---|---|---|---|---|---|
| Eggs (dozen)Avian flu volatility | $0.97 | $1.21 | $1.79 | $2.11 | $1.46 | $1.93 | $2.32 | +137.9% |
| Milk (gallon) | $2.79 | $3.30 | $3.24 | $3.76 | $3.25 | $3.79 | $4.10 | +47.3% |
| Bread (loaf) | $0.91 | $1.00 | $1.36 | $1.48 | $1.35 | $1.55 | $1.86 | +105.2% |
| Ground Beef (lb) | $1.48 | $2.19 | $2.28 | $4.24 | $3.89 | $4.55 | $6.75 | +355.5% |
| Chicken Breast (lb) | $1.06 | $1.03 | $1.26 | $1.55 | $1.41 | $1.62 | $2.03 | +91.3% |
| Bacon (lb) | $2.75 | $3.37 | $3.63 | $5.59 | $5.50 | $7.22 | $6.69 | +143.1% |
| Cheddar Cheese (lb) | $3.84 | $4.21 | $4.72 | $5.40 | $5.20 | $5.32 | $6.13 | +59.6% |
| Pasta (lb) | $0.88 | $0.94 | $1.15 | $1.26 | $1.23 | $1.12 | $1.38 | +57.1% |
| Rice (5 lb) | $2.50 | $2.98 | $3.77 | $3.46 | $3.58 | $4.16 | $5.50 | +120.6% |
| Coffee (12 oz) | $2.65 | $2.29 | $2.86 | $3.55 | $3.13 | $3.85 | $6.94 | +161.3% |
| Orange Juice (64 oz)Citrus shortageLocal estimate | — | — | — | — | — | $3.72 | $5.42 | +45.7% since 2022 |
| Potatoes (5 lb) | $1.96 | $2.29 | $2.81 | $3.34 | $4.01 | $3.96 | $4.95 | +152.6% |
| Apples (3 lb)Local estimate | — | — | — | — | — | $4.49 | $5.20 | +15.8% since 2022 |
| Tomatoes (lb) | $1.44 | $1.66 | $1.84 | $2.09 | $2.22 | $1.89 | $2.08 | +44.4% |
| Lettuce (head) | $0.75 | $0.82 | $0.90 | $1.17 | $1.34 | — | $1.96 | +162.3% |
| Cooking Oil (48 oz)Local estimate | — | — | — | — | — | $5.54 | $7.76 | +40.1% since 2022 |
| Yogurt (32 oz)Local estimate | — | — | — | — | — | $4.15 | $4.94 | +19.0% since 2022 |
| Cereal (family size)Local estimate | — | — | — | — | — | $4.79 | $6.20 | +29.4% since 2022 |
| Frozen PizzaLocal estimate | — | — | — | — | — | $6.31 | $8.65 | +37.1% since 2022 |
Dining & Restaurants
Fast Food Meal
$13.50
Casual Dining
$29.00
Monthly Spend
$460
+4.8% YoYChain Restaurant Meal Prices — 2022 vs. Today
Combo meal / typical order for one
McDonald's
2022: $8.44
$13.50
+60.0%Wendy's
2022: $9.11
$14.58
+60.0%Chipotle
2022: $9.45
$15.12
+60.0%Starbucks
2022: $4.64
$5.67
+22.2%Eating out more? Save on groceries with Ibotta and cook at home more often.
Looking for an Apartment in Tampa?
Average 1BR: $1,633/mo · 2BR: $2,349/mo
Local Workforce
2024 · BLS QCEWTotal Jobs
789k
Median Weekly Pay
$1,447
$75k/yr
Top Sector
Professional & Business Services
Household vs Worker Pay
$75k
household median
Employment by Sector — Tampa
% of local workforce · avg weekly wage · 5-year growth trend
~$92k/yr
~$62k/yr
~$69k/yr
~$112k/yr
~$38k/yr
Source: BLS QCEW 2024 Annual · County FIPS 12057
Highest Paying Sector
Financial Activities
$2,151/wk · $112k/yr
Most Workers (lowest wage)
Leisure & Hospitality
$726/wk · $38k/yr
Tampa Cost of Living FAQ
Is Tampa, FL expensive to live in?
Tampa has a cost of living index of 100, where 100 is the US average, so it is close to average. It is the 9th most affordable of the 25 Florida cities we track.
What is the average rent in Tampa, FL?
Typical rent in Tampa is $1,991 a month for all home types as of September 2026, 3% above the national figure of $1,932. One bedroom units average about $1,633 and two bedrooms about $2,349. Source: Zillow Observed Rent Index for the metro area.
Is rent going up in Tampa?
Rent in Tampa rose 0.5% over the past year, slower than the 2.7% change nationally.
How much is gas in Tampa?
Regular unleaded costs about $3.77 a gallon in Tampa as of November 11, 2026, based on the AAA average for Florida. That is 5% below the national average of $3.98.
How much is electricity in Tampa?
Homes in Florida pay an average of 15.0 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Tampa is about $135.
How much is car insurance in Tampa?
Full coverage car insurance averages $3,180 a year in Florida, or about $265 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.
How much do you need to live in Tampa?
Median household income in the Tampa area is $75,011 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $36,454 a year, or 49% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).
How does Tampa compare with the rest of Florida?
Rent in Tampa is 3% above the $1,929 average across the 25 Florida cities we track, and its cost of living index of 100 compares with a state average of 102.
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