Cost of LivingUpdated 2026-03-23

Tampa, Florida

In Tampa, Florida, a gallon of regular gas costs $3.93 as of 2026-03-23 — $0.48 above the national average of $3.45. The average monthly rent for all unit types is $1,950, compared to the national average of $1,900. Grocery inflation is running at 2.58% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Tampa's cost-of-living index of 100 puts it below the national average of 100.

Key Numbers

Gas (Regular)

$3.93

National: $3.45

1.2%vs. 2022
AAA Gas Prices

Avg Rent (All)

$1,950

National: $1,900

14.0%vs. 2022

Grocery Inflation

2.58%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$13.50

Combo meal

4.8%YoY

Electricity

14.2¢/kWh

~$128/mo avg bill

12.3%vs national avg
EIA Residential

Car Insurance

$265/mo

$3,180/yr state avg

47.9%vs national avg
Bankrate/NAIC

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Grocery Prices

Grocery Item Prices — 2022 to Present

Item20222023202420252026Change
Eggs (dozen)Avian flu volatility$1.93$3.82$2.29$5.87$2.50+29.6%
Milk (gallon)$3.79$3.83$3.94$3.99$4.03+6.3%
Bread (loaf)$1.55$1.67$1.74$1.80$1.85+19.0%
Ground Beef (lb)$4.55$5.10$5.82$6.35$6.74+48.0%
Chicken Breast (lb)$1.62$1.76$1.87$1.96$2.05+26.3%
Bacon (lb)$6.62$7.12$7.55$7.85$8.12+22.7%
Cheddar Cheese (lb)$5.67$6.17$6.35$6.41$6.47+14.1%
Pasta (lb)$1.48$1.81$1.88$1.96$1.96+32.4%
Rice (5 lb)$4.15$4.82$5.11$5.26$5.26+26.7%
Coffee (12 oz)$8.91$10.80$11.90$12.74$13.25+48.7%
Orange Juice (64 oz)Citrus shortage$3.72$4.43$4.82$5.16$5.42+45.7%
Potatoes (5 lb)$4.11$4.40$4.58$4.72$4.77+16.1%
Apples (3 lb)$4.49$4.71$4.95$5.20$5.20+15.8%
Tomatoes (lb)$2.22$2.46$2.66$2.77$2.91+31.1%
Lettuce (head)$1.80$1.94$2.12$2.25$2.34+30.0%
Cooking Oil (48 oz)$5.54$6.99$7.47$7.61$7.76+40.1%
Yogurt (32 oz)$4.15$4.48$4.66$4.80$4.94+19.0%
Cereal (family size)$4.79$5.51$5.90$6.14$6.20+29.4%
Frozen Pizza$6.31$7.42$7.85$8.40$8.65+37.1%

Dining & Restaurants

Fast Food Meal

$13.50

Casual Dining

$29.00

Monthly Spend

$460

+4.8% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.44

$13.50

+60.0%

Wendy's

2022: $9.11

$14.58

+60.0%

Chipotle

2022: $9.45

$15.12

+60.0%

Starbucks

2022: $4.64

$5.67

+22.2%

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