Cost of LivingUpdated 2026-11-11

Santa Rosa, California

Living in Santa Rosa, California is about 45% more expensive than the national average, with a cost of living index of 145 (US = 100). Typical rent is $2,666 a month, 38% above the national figure of $1,932, and regular gas costs $5.71 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $97,064 median household income.

Key Numbers

Gas (Regular)

$5.71

National: $3.98

โ†‘ 195.1%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$2,666

National: $1,932

โ†‘ 16.8%since 2021
โœ“ Zillow ZORI Santa Rosa, CA metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$18.49

Combo meal

โ†‘ 5.4%YoY

Electricity

29.75ยข

per kWh ยท ~$268/mo

โ†‘ 61.3%vs US avg
โœ“ EIA Residential

Car Insurance

$234/mo

$2,810/yr

โ†‘ 30.7%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$97,064

50% goes to essentials

โ†“ 50.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,810 in Santa Rosa. Compare rates:

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Find Apartments

Avg rent $2,666/mo in Santa Rosa. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.29 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.69 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$2.49 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$6.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$18.49

Casual Dining

$32.43

Monthly Spend

$541.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Santa Rosa?

Average 1BR: $2,186/mo ยท 2BR: $3,146/mo

Browse Santa Rosa Apartments โ†’

Santa Rosa Cost of Living FAQ

Is Santa Rosa, CA expensive to live in?

Santa Rosa has a cost of living index of 145, where 100 is the US average, so it is about 45% more expensive than average. It is the 13th most affordable of the 30 California cities we track.

What is the average rent in Santa Rosa, CA?

Typical rent in Santa Rosa is $2,666 a month for all home types as of September 2026, 38% above the national figure of $1,932. One bedroom units average about $2,186 and two bedrooms about $3,146. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Santa Rosa?

Rent in Santa Rosa rose 3.9% over the past year, faster than the 2.7% change nationally.

How much is gas in Santa Rosa?

Regular unleaded costs about $5.71 a gallon in Santa Rosa as of November 11, 2026, based on the AAA average for California. That is 44% above the national average of $3.98.

How much is electricity in Santa Rosa?

Homes in California pay an average of 29.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Santa Rosa is about $268.

How much is car insurance in Santa Rosa?

Full coverage car insurance averages $2,810 a year in California, or about $234 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Santa Rosa?

Median household income in the Santa Rosa area is $97,064 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $48,554 a year, or 50% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Santa Rosa compare with the rest of California?

Rent in Santa Rosa is 10% above the $2,424 average across the 30 California cities we track, and its cost of living index of 145 compares with a state average of 137.

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