Cost of LivingUpdated 2026-11-11

Rocky Mount, North Carolina

Living in Rocky Mount, North Carolina is about 5% cheaper than the national average, with a cost of living index of 95 (US = 100). Typical rent is $1,273 a month, 34% below the national figure of $1,932, and regular gas costs $3.23 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 39% of the area's $66,186 median household income.

Key Numbers

Gas (Regular)

$3.23

National: $3.98

โ†‘ 175.1%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,273

National: $1,932

โ†‘ 33.0%since 2022
โœ“ Zillow ZORI Rocky Mount, NC metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.49

Combo meal

โ†‘ 5.4%YoY

Electricity

14.95ยข

per kWh ยท ~$135/mo

โ†“ 18.9%vs US avg
โœ“ EIA Residential

Car Insurance

$116/mo

$1,392/yr

โ†“ 35.3%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$66,186

38.9% goes to essentials

โ†“ 38.9%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,392 in Rocky Mount. Compare rates:

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Avg rent $1,273/mo in Rocky Mount. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.29 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.69 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$2.49 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$6.99 @ Fred Meyer - Boise Franklin (FRED) (Mar 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.49

Casual Dining

$24.93

Monthly Spend

$441.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

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Looking for an Apartment in Rocky Mount?

Average 1BR: $1,044/mo ยท 2BR: $1,502/mo

Browse Rocky Mount Apartments โ†’

Rocky Mount Cost of Living FAQ

Is Rocky Mount, NC expensive to live in?

Rocky Mount has a cost of living index of 95, where 100 is the US average, so it is about 5% cheaper than average. It is the 10th most expensive of the 22 North Carolina cities we track.

What is the average rent in Rocky Mount, NC?

Typical rent in Rocky Mount is $1,273 a month for all home types as of September 2026, 34% below the national figure of $1,932. One bedroom units average about $1,044 and two bedrooms about $1,502. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Rocky Mount?

Rent in Rocky Mount rose 3.8% over the past year, faster than the 2.7% change nationally.

How much is gas in Rocky Mount?

Regular unleaded costs about $3.23 a gallon in Rocky Mount as of November 11, 2026, based on the AAA average for North Carolina. That is 19% below the national average of $3.98.

How much is electricity in Rocky Mount?

Homes in North Carolina pay an average of 14.9 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Rocky Mount is about $135.

How much is car insurance in Rocky Mount?

Full coverage car insurance averages $1,392 a year in North Carolina, or about $116 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Rocky Mount?

Median household income in the Rocky Mount area is $66,186 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $25,726 a year, or 39% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Rocky Mount compare with the rest of North Carolina?

Rent in Rocky Mount is 16% below the $1,524 average across the 22 North Carolina cities we track, and its cost of living index of 95 compares with a state average of 95.

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