Cost of LivingUpdated 2026-11-11

Oklahoma City, Oklahoma

Living in Oklahoma City, Oklahoma is about 12% cheaper than the national average, with a cost of living index of 88 (US = 100). Typical rent is $1,384 a month, 28% below the national figure of $1,932, and regular gas costs $3.58 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 43% of the area's $65,374 median household income.

Key Numbers

Gas (Regular)

$3.58

National: $3.98

โ†‘ 228.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,384

National: $1,932

โ†‘ 19.2%since 2021
โœ“ Zillow ZORI Oklahoma City, OK metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$11.50

Combo meal

โ†‘ 5.0%YoY

Electricity

14.82ยข

per kWh ยท ~$133/mo

โ†“ 19.6%vs US avg
โœ“ EIA Residential

Car Insurance

$190/mo

$2,280/yr

โ†‘ 6.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$65,374

43% goes to essentials

โ†“ 43.0%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,280 in Oklahoma City. Compare rates:

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Find Apartments

Avg rent $1,384/mo in Oklahoma City. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$4.77 estimate

+43.2% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$4.80 estimate

+17.1% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.48 estimate

+44.7% since 2022

Yogurt (32 oz)

$4.44 estimate

+19.4% since 2022

Cereal (family size)

$5.43 estimate

+27.8% since 2022

Frozen Pizza

$7.83 estimate

+38.6% since 2022

Dining & Restaurants

Fast Food Meal

$11.50

Casual Dining

$17.76

Monthly Spend

$285.06

+5.01% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $5.92

$9.55

+61.3%

Wendy's

2022: $6.69

$10.31

+54.1%

Chipotle

2022: $7.16

$10.70

+49.4%

Starbucks

2022: $3.36

$4.66

+38.7%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Oklahoma City?

Average 1BR: $1,135/mo ยท 2BR: $1,633/mo

Browse Oklahoma City Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

495k

Median Weekly Pay

$1,267

$66k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$65k

household median

Employment by Sector โ€” Oklahoma City

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+12.1% 5yr$1,050/wk
19.0%

~$55k/yr

Education & Health Services
+23.4% 5yr$1,308/wk
17.4%

~$68k/yr

Professional & Business Services
+3.4% 5yr$1,460/wk
15.7%

~$76k/yr

Leisure & Hospitality
+4.2% 5yr$547/wk
11.0%

~$28k/yr

Financial Activities
+8.0% 5yr$1,629/wk
5.7%

~$85k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 40109

Highest Paying Sector

Financial Activities

$1,629/wk ยท $85k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$547/wk ยท $28k/yr

Oklahoma City Cost of Living FAQ

Is Oklahoma City, OK expensive to live in?

Oklahoma City has a cost of living index of 88, where 100 is the US average, so it is about 12% cheaper than average. It is the most expensive of the 6 Oklahoma cities we track.

What is the average rent in Oklahoma City, OK?

Typical rent in Oklahoma City is $1,384 a month for all home types as of September 2026, 28% below the national figure of $1,932. One bedroom units average about $1,135 and two bedrooms about $1,633. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Oklahoma City?

Rent in Oklahoma City rose 2.4% over the past year, slower than the 2.7% change nationally.

How much is gas in Oklahoma City?

Regular unleaded costs about $3.58 a gallon in Oklahoma City as of November 11, 2026, based on the AAA average for Oklahoma. That is 10% below the national average of $3.98.

How much is electricity in Oklahoma City?

Homes in Oklahoma pay an average of 14.8 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Oklahoma City is about $133.

How much is car insurance in Oklahoma City?

Full coverage car insurance averages $2,280 a year in Oklahoma, or about $190 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Oklahoma City?

Median household income in the Oklahoma City area is $65,374 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $28,136 a year, or 43% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Oklahoma City compare with the rest of Oklahoma?

Rent in Oklahoma City is 14% above the $1,212 average across the 6 Oklahoma cities we track, and its cost of living index of 88 compares with a state average of 86.

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