Cost of LivingUpdated 2026-11-11

Morgantown, West Virginia

Living in Morgantown, West Virginia is about 18% cheaper than the national average, with a cost of living index of 82 (US = 100). Typical rent is $1,354 a month, 30% below the national figure of $1,932, and regular gas costs $4.03 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 48% of the area's $56,942 median household income.

Key Numbers

Gas (Regular)

$4.03

National: $3.98

โ†‘ 245.7%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,354

National: $1,932

โ†‘ 23.2%since 2021
โœ“ Zillow ZORI Morgantown, WV metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.19

Combo meal

โ†‘ 5.4%YoY

Electricity

16.31ยข

per kWh ยท ~$147/mo

โ†“ 11.6%vs US avg
โœ“ EIA Residential

Car Insurance

$121/mo

$1,456/yr

โ†“ 32.3%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$56,942

48.1% goes to essentials

โ†“ 48.1%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,456 in Morgantown. Compare rates:

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Avg rent $1,354/mo in Morgantown. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Kroger - Suncrest (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$2.89 @ Kroger - Suncrest (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.99 @ Kroger - Suncrest (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.79 @ Kroger - Suncrest (Nov 2026)

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.89 @ Kroger - Suncrest (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$4.89 @ Kroger - Suncrest (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$5.99 @ Kroger - Suncrest (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Kroger - Suncrest (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.67 @ Kroger - Suncrest (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Kroger - Suncrest (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.99 @ Kroger - Suncrest (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$3.59 @ Kroger - Suncrest (Nov 2026)

+152.6%

Apples (3 lb)

$5.20 estimate

$3.99 @ Kroger - Suncrest (Nov 2026)

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Kroger - Suncrest (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

$3.79 @ Kroger - Suncrest (Nov 2026)

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

$6.79 @ Kroger - Suncrest (Nov 2026)

+19.0% since 2022

Cereal (family size)

$6.20 estimate

$5.00 @ Kroger - Suncrest (Nov 2026)

+29.4% since 2022

Frozen Pizza

$8.65 estimate

$5.99 @ Kroger - Suncrest (Nov 2026)

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$12.19

Casual Dining

$22.98

Monthly Spend

$415.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

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Looking for an Apartment in Morgantown?

Average 1BR: $1,110/mo ยท 2BR: $1,598/mo

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Morgantown Cost of Living FAQ

Is Morgantown, WV expensive to live in?

Morgantown has a cost of living index of 82, where 100 is the US average, so it is about 18% cheaper than average. It is the 4th most affordable of the 9 West Virginia cities we track.

What is the average rent in Morgantown, WV?

Typical rent in Morgantown is $1,354 a month for all home types as of September 2026, 30% below the national figure of $1,932. One bedroom units average about $1,110 and two bedrooms about $1,598. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Morgantown?

Rent in Morgantown rose 3.6% over the past year, faster than the 2.7% change nationally.

How much is gas in Morgantown?

Regular unleaded costs about $4.03 a gallon in Morgantown as of November 11, 2026, based on the AAA average for West Virginia. That is 1% above the national average of $3.98.

How much is electricity in Morgantown?

Homes in West Virginia pay an average of 16.3 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Morgantown is about $147.

How much is car insurance in Morgantown?

Full coverage car insurance averages $1,456 a year in West Virginia, or about $121 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Morgantown?

Median household income in the Morgantown area is $56,942 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $27,387 a year, or 48% of that income. Groceries are counted at $5,502 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Morgantown compare with the rest of West Virginia?

Rent in Morgantown is 32% above the $1,027 average across the 9 West Virginia cities we track, and its cost of living index of 82 compares with a state average of 81.

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