Cost of LivingUpdated 2026-11-11

Las Cruces, New Mexico

Living in Las Cruces, New Mexico is about 10% cheaper than the national average, with a cost of living index of 90 (US = 100). Typical rent is $1,472 a month, 24% below the national figure of $1,932, and regular gas costs $3.84 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $60,641 median household income.

Key Numbers

Gas (Regular)

$3.84

National: $3.98

โ†‘ 227.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,472

National: $1,932

โ†‘ 26.7%since 2021
โœ“ Zillow ZORI Las Cruces, NM metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.99

Combo meal

โ†‘ 5.4%YoY

Electricity

16.51ยข

per kWh ยท ~$149/mo

โ†“ 10.5%vs US avg
โœ“ EIA Residential

Car Insurance

$138/mo

$1,654/yr

โ†“ 23.1%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$60,641

50.3% goes to essentials

โ†“ 50.3%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,654 in Las Cruces. Compare rates:

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Find Apartments

Avg rent $1,472/mo in Las Cruces. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

+19.0% since 2022

Cereal (family size)

$6.20 estimate

+29.4% since 2022

Frozen Pizza

$8.65 estimate

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$12.99

Casual Dining

$24.18

Monthly Spend

$431.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Las Cruces?

Average 1BR: $1,207/mo ยท 2BR: $1,737/mo

Browse Las Cruces Apartments โ†’

Las Cruces Cost of Living FAQ

Is Las Cruces, NM expensive to live in?

Las Cruces has a cost of living index of 90, where 100 is the US average, so it is about 10% cheaper than average. It is the 2nd most affordable of the 6 New Mexico cities we track.

What is the average rent in Las Cruces, NM?

Typical rent in Las Cruces is $1,472 a month for all home types as of September 2026, 24% below the national figure of $1,932. One bedroom units average about $1,207 and two bedrooms about $1,737. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Las Cruces?

Rent in Las Cruces rose 3.2% over the past year, faster than the 2.7% change nationally.

How much is gas in Las Cruces?

Regular unleaded costs about $3.84 a gallon in Las Cruces as of November 11, 2026, based on the AAA average for New Mexico. That is 4% below the national average of $3.98.

How much is electricity in Las Cruces?

Homes in New Mexico pay an average of 16.5 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Las Cruces is about $149.

How much is car insurance in Las Cruces?

Full coverage car insurance averages $1,654 a year in New Mexico, or about $138 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Las Cruces?

Median household income in the Las Cruces area is $60,641 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,515 a year, or 50% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Las Cruces compare with the rest of New Mexico?

Rent in Las Cruces is 5% below the $1,551 average across the 6 New Mexico cities we track, and its cost of living index of 90 compares with a state average of 90.

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