Cost of LivingUpdated 2026-11-11

Kansas City, Kansas

Living in Kansas City, Kansas is about 12% cheaper than the national average, with a cost of living index of 88 (US = 100). Typical rent is $1,534 a month, 21% below the national figure of $1,932, and regular gas costs $3.72 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $60,582 median household income.

Key Numbers

Gas (Regular)

$3.72

National: $3.98

โ†‘ 239.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,534

National: $1,932

โ†‘ 30.0%since 2021
โœ“ Zillow ZORI Kansas City, MO metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$12.00

Combo meal

โ†‘ 4.8%YoY

Electricity

15.47ยข

per kWh ยท ~$139/mo

โ†“ 16.1%vs US avg
โœ“ EIA Residential

Car Insurance

$173/mo

$2,080/yr

โ†“ 3.3%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$60,582

49.9% goes to essentials

โ†“ 49.9%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $2,080 in Kansas City. Compare rates:

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Find Apartments

Avg rent $1,534/mo in Kansas City. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Avian flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.39 @ Dillons - Leavenworth Dillons (Nov 2026)

+47.3%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

$4.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+105.2%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+355.5%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.89 @ Dillons - Leavenworth Dillons (Nov 2026)

+91.3%

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$3.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Dillons - Leavenworth Dillons (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Dillons - Leavenworth Dillons (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$2.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+152.6%

Apples (3 lb)

$5.20 estimate

$3.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Dillons - Leavenworth Dillons (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

$3.79 @ Dillons - Leavenworth Dillons (Nov 2026)

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

$4.49 @ Dillons - Leavenworth Dillons (Nov 2026)

+19.0% since 2022

Cereal (family size)

$6.20 estimate

$5.00 @ Dillons - Leavenworth Dillons (Nov 2026)

+29.4% since 2022

Frozen Pizza

$8.65 estimate

$4.99 @ Dillons - Leavenworth Dillons (Nov 2026)

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$12.00

Casual Dining

$24.00

Monthly Spend

$400

+4.8% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $7.50

$12.00

+60.0%

Wendy's

2022: $8.10

$12.96

+60.0%

Chipotle

2022: $8.40

$13.44

+60.0%

Starbucks

2022: $4.13

$5.04

+22.0%

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Looking for an Apartment in Kansas City?

Average 1BR: $1,258/mo ยท 2BR: $1,810/mo

Browse Kansas City Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

94k

Median Weekly Pay

$1,269

$66k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$61k

household median

Employment by Sector โ€” Kansas City

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
+1.5% 5yr$1,091/wk
26.3%

~$57k/yr

Education & Health Services
+21.0% 5yr$1,601/wk
17.7%

~$83k/yr

Construction
+2.6% 5yr$1,555/wk
11.0%

~$81k/yr

Professional & Business Services
-8.4% 5yr$1,243/wk
10.3%

~$65k/yr

Leisure & Hospitality
+10.5% 5yr$575/wk
8.5%

~$30k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 20209

Highest Paying Sector

Education & Health Services

$1,601/wk ยท $83k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$575/wk ยท $30k/yr

Kansas City Cost of Living FAQ

Is Kansas City, KS expensive to live in?

Kansas City has a cost of living index of 88, where 100 is the US average, so it is about 12% cheaper than average. It is the most expensive of the 5 Kansas cities we track.

What is the average rent in Kansas City, KS?

Typical rent in Kansas City is $1,534 a month for all home types as of September 2026, 21% below the national figure of $1,932. One bedroom units average about $1,258 and two bedrooms about $1,810. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Kansas City?

Rent in Kansas City rose 3.9% over the past year, faster than the 2.7% change nationally.

How much is gas in Kansas City?

Regular unleaded costs about $3.72 a gallon in Kansas City as of November 11, 2026, based on the AAA average for Kansas. That is 7% below the national average of $3.98.

How much is electricity in Kansas City?

Homes in Kansas pay an average of 15.5 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Kansas City is about $139.

How much is car insurance in Kansas City?

Full coverage car insurance averages $2,080 a year in Kansas, or about $173 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Kansas City?

Median household income in the Kansas City area is $60,582 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,235 a year, or 50% of that income. Groceries are counted at $5,846 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Kansas City compare with the rest of Kansas?

Rent in Kansas City is 13% above the $1,363 average across the 5 Kansas cities we track, and its cost of living index of 88 compares with a state average of 86.

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