Cost of LivingUpdated 2026-11-11

Honolulu, Hawaii

Living in Honolulu, Hawaii is about 52% more expensive than the national average, with a cost of living index of 152 (US = 100). Typical rent is $3,015 a month, 56% above the national figure of $1,932, and regular gas costs $5.63 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 51% of the area's $104,264 median household income.

Statesโ€บHawaiiโ€บHonolulu

Key Numbers

Gas (Regular)

$5.63

National: $3.98

โ†‘ 219.0%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$3,015

National: $1,932

โ†‘ 22.7%since 2021
โœ“ Zillow ZORI Urban Honolulu, HI metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$16.50

Combo meal

โ†‘ 4.3%YoY

Electricity

47.18ยข

per kWh ยท ~$425/mo

โ†‘ 155.9%vs US avg
โœ“ EIA Residential

Car Insurance

$110/mo

$1,320/yr

โ†“ 38.6%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$104,264

50.9% goes to essentials

โ†“ 50.9%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,320 in Honolulu. Compare rates:

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Find Apartments

Avg rent $3,015/mo in Honolulu. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$6.86 estimate

+38.9% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$6.91 estimate

+19.3% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$9.83 estimate

+41.6% since 2022

Yogurt (32 oz)

$6.30 estimate

+17.8% since 2022

Cereal (family size)

$8.22 estimate

+30.5% since 2022

Frozen Pizza

$11.98 estimate

+44.3% since 2022

Dining & Restaurants

Fast Food Meal

$16.50

Casual Dining

$56.56

Monthly Spend

$853.19

+4.32% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $18.44

$29.74

+61.3%

Wendy's

2022: $20.82

$32.12

+54.3%

Chipotle

2022: $22.30

$33.31

+49.4%

Starbucks

2022: $9.83

$13.65

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Honolulu?

Average 1BR: $2,472/mo ยท 2BR: $3,558/mo

Browse Honolulu Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

453k

Median Weekly Pay

$1,343

$70k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$104k

household median

Employment by Sector โ€” Honolulu

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Trade, Transportation & Utilities
-9.0% 5yr$1,225/wk
17.6%

~$64k/yr

Leisure & Hospitality
-5.2% 5yr$798/wk
15.9%

~$41k/yr

Education & Health Services
+3.4% 5yr$1,393/wk
14.9%

~$72k/yr

Professional & Business Services
-2.7% 5yr$1,540/wk
12.2%

~$80k/yr

Manufacturing
+4.0% 5yr$1,842/wk
6.1%

~$96k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 15003

Highest Paying Sector

Manufacturing

$1,842/wk ยท $96k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$798/wk ยท $41k/yr

Honolulu Cost of Living FAQ

Is Honolulu, HI expensive to live in?

Honolulu has a cost of living index of 152, where 100 is the US average, so it is about 52% more expensive than average. It is the 2nd most affordable of the 4 Hawaii cities we track.

What is the average rent in Honolulu, HI?

Typical rent in Honolulu is $3,015 a month for all home types as of September 2026, 56% above the national figure of $1,932. One bedroom units average about $2,472 and two bedrooms about $3,558. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Honolulu?

Rent in Honolulu rose 4.1% over the past year, faster than the 2.7% change nationally.

How much is gas in Honolulu?

Regular unleaded costs about $5.63 a gallon in Honolulu as of November 11, 2026, based on the AAA average for Hawaii. That is 41% above the national average of $3.98.

How much is electricity in Honolulu?

Homes in Hawaii pay an average of 47.2 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Honolulu is about $425.

How much is car insurance in Honolulu?

Full coverage car insurance averages $1,320 a year in Hawaii, or about $110 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Honolulu?

Median household income in the Honolulu area is $104,264 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $53,084 a year, or 51% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Honolulu compare with the rest of Hawaii?

Rent in Honolulu is 9% below the $3,310 average across the 4 Hawaii cities we track, and its cost of living index of 152 compares with a state average of 155.

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