Cost of LivingUpdated 2026-11-11

Hartford, Connecticut

Living in Hartford, Connecticut is about 20% more expensive than the national average, with a cost of living index of 120 (US = 100). Typical rent is $1,998 a month, 3% above the national figure of $1,932, and regular gas costs $4.13 a gallon versus $3.98 nationally as of November 11, 2026.

Key Numbers

Gas (Regular)

$4.13

National: $3.98

โ†‘ 215.2%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,998

National: $1,932

โ†‘ 32.8%since 2021
โœ“ Zillow ZORI Hartford, CT metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$17.10

Combo meal

โ†‘ 3.4%YoY

Electricity

24.51ยข

per kWh ยท ~$221/mo

โ†‘ 32.9%vs US avg
โœ“ EIA Residential

Car Insurance

$165/mo

$1,980/yr

โ†“ 7.9%vs national avg
โœ“ Bankrate/NAIC
๐Ÿš—

Car Insurance

Avg $1,980 in Hartford. Compare rates:

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Find Apartments

Avg rent $1,998/mo in Hartford. Browse listings:

Browse listings โ†’Verified listings

Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

+91.3%

Butter (lb)

$3.98 BLS avg

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.75 estimate

+40.2% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

+152.6%

Apples (3 lb)

$5.20 estimate

+11.3% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$8.59 estimate

+40.4% since 2022

Yogurt (32 oz)

$5.39 estimate

+23.9% since 2022

Cereal (family size)

$6.56 estimate

+24.0% since 2022

Frozen Pizza

$9.76 estimate

+42.9% since 2022

Dining & Restaurants

Fast Food Meal

$17.10

Casual Dining

$35.64

Monthly Spend

$544.67

+3.38% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $10.60

$17.10

+61.3%

Wendy's

2022: $11.97

$18.47

+54.3%

Chipotle

2022: $12.83

$19.15

+49.3%

Starbucks

2022: $6.17

$8.57

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Hartford?

Average 1BR: $1,638/mo ยท 2BR: $2,358/mo

Browse Hartford Apartments โ†’

Local Workforce

2024 ยท BLS QCEW

Total Jobs

523k

Median Weekly Pay

$1,594

$83k/yr

Top Sector

Education & Health Services

Employment by Sector โ€” Hartford

% of local workforce ยท avg weekly wage ยท 5-year growth trend

Education & Health Services
$1,260/wk
19.1%

~$66k/yr

Trade, Transportation & Utilities
$1,156/wk
17.0%

~$60k/yr

Professional & Business Services
$2,038/wk
13.3%

~$106k/yr

Construction
$2,017/wk
9.6%

~$105k/yr

Financial Activities
$2,975/wk
9.3%

~$155k/yr

Source: BLS QCEW 2024 Annual ยท County FIPS 09110

Highest Paying Sector

Financial Activities

$2,975/wk ยท $155k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$584/wk ยท $30k/yr

Hartford Cost of Living FAQ

Is Hartford, CT expensive to live in?

Hartford has a cost of living index of 120, where 100 is the US average, so it is about 20% more expensive than average. It is the 2nd most affordable of the 5 Connecticut cities we track.

What is the average rent in Hartford, CT?

Typical rent in Hartford is $1,998 a month for all home types as of September 2026, 3% above the national figure of $1,932. One bedroom units average about $1,638 and two bedrooms about $2,358. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Hartford?

Rent in Hartford rose 3.5% over the past year, faster than the 2.7% change nationally.

How much is gas in Hartford?

Regular unleaded costs about $4.13 a gallon in Hartford as of November 11, 2026, based on the AAA average for Connecticut. That is 4% above the national average of $3.98.

How much is electricity in Hartford?

Homes in Connecticut pay an average of 24.5 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Hartford is about $221.

How much is car insurance in Hartford?

Full coverage car insurance averages $1,980 a year in Connecticut, or about $165 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How does Hartford compare with the rest of Connecticut?

Rent in Hartford is 8% below the $2,180 average across the 5 Connecticut cities we track, and its cost of living index of 120 compares with a state average of 121.

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