Cost of LivingUpdated 2026-11-11

Great Falls, Montana

Living in Great Falls, Montana is close to the national average, with a cost of living index of 100 (US = 100). Typical rent is $1,428 a month, 26% below the national figure of $1,932, and regular gas costs $4.00 a gallon versus $3.98 nationally as of November 11, 2026. Rent, gas, groceries, electricity and car insurance take about 50% of the area's $60,560 median household income.

Key Numbers

Gas (Regular)

$4.00

National: $3.98

โ†‘ 221.6%since 2000
โœ“ AAA Gas Prices

Avg Rent (All)

$1,428

National: $1,932

โ†‘ 36.0%since 2021
โœ“ Zillow ZORI Great Falls, MT metro (2026-09)

Grocery Inflation

1.77%

Year-over-year

โœ“ BLS/FRED CPI

Fast Food Avg

$13.99

Combo meal

โ†‘ 5.4%YoY

Electricity

15.57ยข

per kWh ยท ~$140/mo

โ†“ 15.6%vs US avg
โœ“ EIA Residential

Car Insurance

$142/mo

$1,698/yr

โ†“ 21.0%vs national avg
โœ“ Bankrate/NAIC

Median Household Income

$60,560

49.6% goes to essentials

โ†“ 49.6%cost burden
โœ“ Census ACS 2023
๐Ÿš—

Car Insurance

Avg $1,698 in Great Falls. Compare rates:

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Find Apartments

Avg rent $1,428/mo in Great Falls. Browse listings:

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Grocery Prices

Grocery Prices โ€” 2000 to Present

National BLS averages ยท submit local prices below โ†“

Eggs (dozen)

Bird flu volatility

$0.97 in 2000 โ†’ $2.32 BLS avg

$1.79 @ Smith's - Great Falls Marketplace (Nov 2026)

+137.9%

Milk (gallon)

$2.79 in 2000 โ†’ $4.10 BLS avg

$3.89 @ Smith's - Great Falls Marketplace (Nov 2026)

+47.3%

Ground Beef (lb)

$1.48 in 2000 โ†’ $6.75 BLS avg

$6.60 @ Smith's - Great Falls Marketplace (Nov 2026)

+355.5%

Bread (loaf)

$0.91 in 2000 โ†’ $1.86 BLS avg

+105.2%

Chicken Breast (lb)

$1.06 in 2000 โ†’ $2.03 BLS avg

$4.49 @ Smith's - Great Falls Marketplace (Nov 2026)

+91.3%

Butter (lb)

$3.98 BLS avg

$5.29 @ Smith's - Great Falls Marketplace (Nov 2026)

-4.2% since 2018

Bacon (lb)

$2.75 in 2000 โ†’ $6.69 BLS avg

$5.59 @ Smith's - Great Falls Marketplace (Nov 2026)

+143.1%

Cheddar Cheese (lb)

$3.84 in 2000 โ†’ $6.13 BLS avg

$4.00 @ Smith's - Great Falls Marketplace (Nov 2026)

+59.6%

Pasta (lb)

$0.88 in 2000 โ†’ $1.38 BLS avg

$1.59 @ Smith's - Great Falls Marketplace (Nov 2026)

+57.1%

Rice (5 lb)

$2.50 in 2000 โ†’ $5.50 BLS avg

$4.72 @ Smith's - Great Falls Marketplace (Nov 2026)

+120.6%

Coffee (12 oz)

$2.65 in 2000 โ†’ $6.94 BLS avg

$9.19 @ Smith's - Great Falls Marketplace (Nov 2026)

+161.3%

Orange Juice (64 oz)

Citrus shortage

$5.42 estimate

+45.7% since 2022

Potatoes (5 lb)

$1.96 in 2000 โ†’ $4.95 BLS avg

$2.49 @ Smith's - Great Falls Marketplace (Nov 2026)

+152.6%

Apples (3 lb)

$5.20 estimate

$2.59 @ Smith's - Great Falls Marketplace (Nov 2026)

+15.8% since 2022

Tomatoes (lb)

$1.44 in 2000 โ†’ $2.08 BLS avg

$1.79 @ Smith's - Great Falls Marketplace (Nov 2026)

+44.4%

Lettuce (head)

$0.75 in 2000 โ†’ $1.96 BLS avg

+162.3%

Cooking Oil (48 oz)

$7.76 estimate

$3.79 @ Smith's - Great Falls Marketplace (Nov 2026)

+40.1% since 2022

Yogurt (32 oz)

$4.94 estimate

$6.79 @ Smith's - Great Falls Marketplace (Nov 2026)

+19.0% since 2022

Cereal (family size)

$6.20 estimate

$5.00 @ Smith's - Great Falls Marketplace (Nov 2026)

+29.4% since 2022

Frozen Pizza

$8.65 estimate

$5.99 @ Smith's - Great Falls Marketplace (Nov 2026)

+37.1% since 2022

Dining & Restaurants

Fast Food Meal

$13.99

Casual Dining

$25.68

Monthly Spend

$451.46

+5.41% YoY

Chain Restaurant Meal Prices โ€” 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.36

$13.49

+61.4%

Wendy's

2022: $9.44

$14.57

+54.3%

Chipotle

2022: $10.12

$15.11

+49.3%

Starbucks

2022: $4.58

$6.36

+38.9%

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Looking for an Apartment in Great Falls?

Average 1BR: $1,171/mo ยท 2BR: $1,685/mo

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Great Falls Cost of Living FAQ

Is Great Falls, MT expensive to live in?

Great Falls has a cost of living index of 100, where 100 is the US average, so it is close to average. It is the most expensive of the 6 Montana cities we track.

What is the average rent in Great Falls, MT?

Typical rent in Great Falls is $1,428 a month for all home types as of September 2026, 26% below the national figure of $1,932. One bedroom units average about $1,171 and two bedrooms about $1,685. Source: Zillow Observed Rent Index for the metro area.

Is rent going up in Great Falls?

Rent in Great Falls rose 4.0% over the past year, faster than the 2.7% change nationally.

How much is gas in Great Falls?

Regular unleaded costs about $4.00 a gallon in Great Falls as of November 11, 2026, based on the AAA average for Montana. That is about the same as the national average of $3.98.

How much is electricity in Great Falls?

Homes in Montana pay an average of 15.6 cents per kWh (EIA), versus 18.4 cents nationally. At 900 kWh a month, a typical bill in Great Falls is about $140.

How much is car insurance in Great Falls?

Full coverage car insurance averages $1,698 a year in Montana, or about $142 a month (Bankrate and NAIC state average), compared with $2,150 a year nationally.

How much do you need to live in Great Falls?

Median household income in the Great Falls area is $60,560 (Census ACS 2023, county level). Rent, gas, groceries, electricity and car insurance add up to about $30,026 a year, or 50% of that income. Groceries are counted at $7,112 a year, the average household spend on food at home in the region (BLS Consumer Expenditure Survey).

How does Great Falls compare with the rest of Montana?

Rent in Great Falls is 17% below the $1,719 average across the 6 Montana cities we track, and its cost of living index of 100 compares with a state average of 96.

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