Cost of LivingUpdated 2026-04-01

Annapolis, Maryland

In Annapolis, Maryland, a gallon of regular gas costs $4.05 as of 2026-04-01 — $0.02 below the national average of $4.06. The average monthly rent for all unit types is $1,900, compared to the national average of $1,900. Grocery inflation is running at 5.27% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Annapolis's cost-of-living index of 120 puts it above the national average of 100.

Key Numbers

Gas (Regular)

$4.05

National: $4.06

205.3%since 2000
AAA Gas Prices

Avg Rent (All)

$1,900

National: $1,900

6.5%since 2000
Regional estimate (Zillow ZORI adjacent metro)

Grocery Inflation

5.27%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$14.98

Combo meal

5.5%YoY

Electricity

20.61¢

per kWh · ~$185/mo

18.6%vs US avg
EIA Residential

Car Insurance

$207/mo

$2,480/yr

15.3%vs national avg
Bankrate/NAIC

Median Household Income

$120,324

24.9% goes to essentials

24.9%cost burden
Census ACS 2023
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Car Insurance

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Avg rent $1,900/mo in Annapolis. Browse listings:

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Grocery Prices

Grocery Prices — 2000 to Present

National BLS averages · submit local prices below ↓

Eggs (dozen)

Bird flu volatility

$2.58 BLS avg

+156.4%

Milk (gallon)

$4.10 BLS avg

+44.6%

Ground Beef (lb)

$6.75 BLS avg

+354.4%

Bread (loaf)

$1.84 BLS avg

+104.0%

Chicken Breast (lb)

$2.04 BLS avg

+93.5%

Butter (lb)

$5.31 BLS avg

+22.1%

Bacon (lb)

$8.51 BLS avg

+23.7%

Cheddar Cheese (lb)

$7.84 BLS avg

+22.7%

Pasta (lb)

$2.21 BLS avg

+33.9%

Rice (5 lb)

$5.58 BLS avg

+20.5%

Coffee (12 oz)

$13.13 BLS avg

+44.4%

Orange Juice (64 oz)

Citrus shortage

$5.75 BLS avg

+43.0%

Potatoes (5 lb)

$4.77 BLS avg

+11.4%

Apples (3 lb)

$5.47 BLS avg

+12.6%

Tomatoes (lb)

$3.00 BLS avg

+26.1%

Lettuce (head)

$2.34 BLS avg

+21.9%

Cooking Oil (48 oz)

$8.25 BLS avg

+40.3%

Yogurt (32 oz)

$5.29 BLS avg

+20.2%

Cereal (family size)

$6.77 BLS avg

+29.2%

Frozen Pizza

$9.48 BLS avg

+43.0%

Dining & Restaurants

Fast Food Meal

$14.98

Casual Dining

$29.70

Monthly Spend

$444.65

+5.5% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $9.29

$14.98

+61.2%

Wendy's

2022: $10.49

$16.18

+54.2%

Chipotle

2022: $11.23

$16.78

+49.4%

Starbucks

2022: $5.25

$7.29

+38.9%

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Looking for an Apartment in Annapolis?

Average 1BR: $1,558/mo · 2BR: $2,242/mo

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Local Workforce

2024 · BLS QCEW

Total Jobs

288k

Median Weekly Pay

$1,530

$80k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$120k

household median

Employment by Sector — Annapolis

% of local workforce · avg weekly wage · 5-year growth trend

Trade, Transportation & Utilities
-6.2% 5yr$1,303/wk
18.7%

~$68k/yr

Professional & Business Services
+7.4% 5yr$2,006/wk
16.8%

~$104k/yr

Education & Health Services
+15.1% 5yr$1,331/wk
14.1%

~$69k/yr

Leisure & Hospitality
-0.8% 5yr$605/wk
12.1%

~$31k/yr

Manufacturing
+4.0% 5yr$1,652/wk
6.8%

~$86k/yr

Source: BLS QCEW 2024 Annual · County FIPS 24003

Highest Paying Sector

Construction

$2,573/wk · $134k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$605/wk · $31k/yr

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